Drive Away Now. Pay Later.

This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

This is a limited time offer and subject to change at any time. Must use promo code when applying. Must finance an auto loan amount of $10,000 or greater to qualify for the $200 cash offer. Cash-out title loans not eligible for $200 cash offer. Subject to credit approval. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions.

APR = Annual Percentage Rate. Loans subject to credit approval. Rates may differ depending on borrower creditworthiness and underwriting factors. The APR advertised above includes discounts of up to 90 basis points with purchase of GAP, Warranty, and all payment protection products. Purchase of payment protection products is not required. APR cannot be discounted below 3.99%. Vehicles more than six model years in age or with mileage 100,000 miles or more will be subject to an additional 100 basis points on the rate. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions. The terms of repayment, will reflect the repayment obligations over the full term of the loan. For example, for a $1,000 loan over 36 months at 3.99% APR, you will make 36 payments of $29.53 (for 36 months).

To Power Up your account, there is a service charge of $6.99 per month or $79.99 per year.

APR= Annual Percentage Rate. Subject to credit approval. 0% introductory rate is valid for the first 6 months from the account opening date for purchases and balance transfers on new accounts, and for 6 months from the transaction date for balance transfers on established accounts, conducted during the promotional period. After that, a variable APR of 11.158% to 17.99% will apply, depending on credit worthiness and underwriting factors. Balance transfer fees may apply. The offer is subject to change at any time and without notice. See our Variable Rate Credit Card Disclosure for complete details.

Need not apply for a loan to enter. No purchase necessary. You do not have to be a member of a credit union to enter. Limit one entry per person. All entries will be accepted. To enter, visit the website above, find a
vehicle you are interested in, submit the form for a no obligation price quote request. All entries must be submitted no later than July 8, 2026 by 11:59 p.m. CST. Contest ends July 8, 2026 at 11:59 p.m. CST. Only two
winners will be chosen by random drawing on July 14, 2026 to win $500 each. Winners will be notified by a Credit Union Representative. This contest does not include a manufacturer’s rebate or discount available to
the public. Employees of FocusOne Now, LLC and its subsidiaries are not eligible. Must be 18 years or older. No cash value. Odds of winning depend on the total number of entries received. Restrictions may apply. Void
where prohibited and subject to federal, state and local laws. For more information visit the website above or call 832-912-2182.