Happy elder couple sitting on boat at sunset
Boat Loan

Embark on New Adventures

Take to the water in style and with confidence, thanks to our affordable boat loans. Dive into our hassle-free process and get set for aquatic adventures without the financial strain. With our speedy approval process and competitive rates, you'll be on the water fast in your new boat or watercraft.
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Craft A Payment Plan That Works For You

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Your Nautical Dream, Within Reach

From a relaxing sailboat to a thrilling speedboat, we’ve got you covered. Secure your loan first and shop with assurance or let us help you finance the vessel you've set your heart on.

Start Sailing

Get Afloat in Three Easy Steps

  • Apply Swiftly

    Dive into our secure online application and set sail towards pre-approval in just 5 minutes.
  • Seal the Deal

    Opt for a mailed approval or collect it from our branch. Our Express Check streamlines your purchase.
  • Anchor Your Choice

    With the purchasing power in hand, negotiate, finalize, and embark on your waterway journey.

Boat Loan Rates

New Boats: Fund up to 100% of your purchase, including tax, title, and license.

Used Boats: Finance up to 100% of J.D. Power's retail value, covering all extras.

Available terms

Up to 60

Rates as low as



First Service Boat Loan Advantages

  • Affordable Monthly Payments

    Stay buoyant with manageable repayment plans.
  • Competitive Interest Rates

    Dive into low rates tailored for your financial wellness.
  • Customizable Loan Terms

    Set a course that matches your financial horizon.
  • Smooth Sailing Application

    Navigate our user-friendly process with ease.
  • Dedicated Support

    Our team is on deck, ready to assist every nautical mile of your journey.
  • Shop with Confidence

    Enjoy the leverage of pre-approval when negotiating your purchase.

Start Your Voyage

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.