Power Up

Courtesy Pay Grace Period is here to lend you a helping hand when your account is overdrafted. With Power Up, members have 24-hours from the time of the transaction to bring their account positive.

Power Up members earn cash back on every purchase, every day, no matter how big or small.¹

With Power Up, members get access to exclusive offers and discounts at thousands of leading online retailers. Members shop online using the customized shopping portal and receive cash back. Cash back can be held in their $hopping Rewards account to use towards future purchases or conveniently sent to them via Paypal or as a check. Registration/activation required, available via mobile and web only.

Save $4 a month

Power Up Members receive up to $10,000 of 24-hour Accidental Death and Dismemberment protection in the event of an accidental death or severe injury. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Save $2 to $3 a month

Power Up members receive access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for themselves and their family. There are zero copays, no surprise bills, plus discounts on prescriptions and lab work. Registration and activation required

Power Up Members receive 24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two occurrences per twelve-month period.

Save $3 to $30 a month

Power Up members receive up to $800 of replacement or repair costs if their cell phone is stolen or damaged in the U.S. and abroad. 

• Covers up to four phones listed on the cell phone bill
• Up to two claims and maximum of $1,000 per eligible account, per twelve-month period
• $50 deductible per claim
• Cell phone bill must be paid through a First Service Credit Union checking, savings, or credit card account
• Registration and activation required

Power Up Members can save 5¢/gal on every fill-up at participating Shell stations nationwide with extended Gold Status. Simply enter your phone number or Alt ID at the pump to see the savings instantly and keep track of everything with the Fuel Rewards® app. Save even more when you link a debit or credit card to your Fuel Rewards^® account to earn discounts on fill-ups from everyday purchases. Registration for Fuel Rewards® required. 

Power Up members purchases are covered by Debit Advantage which replaces items that get broken or stolen and extends the warranty on the items you buy for up to a full extra year.

• Buyers Protection⁴ covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.
• Extended Warranty⁴ extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
• Item(s) must be purchased entirely with a First Service Credit Union credit card, checking, or savings account.

With Power Up, members get dark web monitoring, also known as cyber monitoring, allowing you to monitor your personal information on the dark web and receive alerts when your personal information is exposed online.

With Power up, members get access to your credit report and score. Your credit report and score can help you understand your financial health and catch errors or fraudulent activity before they do serious damage. 

Power Up members have access to a healthcare savings program that provides discounts on health-related expenses. This is not insurance. Registration/activation required. 

With Power Up, members save 30% on average on brand name and generic prescription drugs. This is not insurance. Registration/activation required. 

Power Up members could save 10% to 60% off eyewear, 10% to 30% off eye exams, and save 40% to 50% off the national average on LASIK. This is not insurance. Registration/activation required. 

Power Up members can save 10% to 50% on dental services and expenses. Provider lists and fees may change at any time. This is not insurance. Registration/activation required.

With Power Up, members are provided with identity theft resolution services. Should you become a victim of identity theft, a dedicated fraud specialist will be assigned to manage your case. Your fraud specialist will walk you through the recovery process and assist you until your credit and identity are restored. If you have become a victim of identity theft, please contact the Benefits Service Center at 1-866-210-0361, Monday - Friday, 8:30am - 5:00pm EST

Power Up members receive up to $1,000,000 to help pay expenses, clear their name and restore their identity, should they become a victim of identity fraud. 

 IDProtect Identity Monitoring searches and monitors thousands of databases and billions of records looking for suspicious activity that could indicate the beginning steps of identity theft for Power Up members. Registration/activation required. 

With Power Up, members can register their debit, credit and ATM cards with IDProtect to receive quick and easy access to cancel and request replacement cards. Registration/activation required.

Power up members enjoy travel and shopping discounts year-round Save at thousands of restaurants (fine & casual dining, fast food & carryout), activities & attractions (theme parks and movie theaters), as well as discounts from local merchants. Redeem and print coupons online or access discounts from your smartphone. Digital Access makes saving easy and convenient, giving instant savings anywhere, and anytime. Available via mobile or web only. 

Power Up members rest easy knowing that IDProtect, our identity theft monitoring and resolution service⁴, can help better protect their identity.