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Bump Up Certificate of Deposit

Enjoy Tomorrow's Rates, Today

Why settle for static rates when you can enjoy the flexibility of our Bump Up CD? Start with a competitive rate today, and if the rates soar tomorrow, just bump it up!
Open Today

Earn an extra 0.05% APY1 with a $1,000 monthly direct deposit

Learn More

Why Our Bump Up CD Shines

  • Swift Access with eStatements

    Go paperless and retrieve your statements with ease.2
  • Guaranteed Safety

    Rest assured, your funds receive federal insurance up to $250,000.
  • An Easy Start

    Begin your journey with just a $1,000 deposit.
  • Adaptable Rates

    Notice a surge in rates? Utilize the one-time bump feature and enjoy increased dividends during your term.3
  • High Dividends

    Dive into premium returns with high dividends on eligible balances. 
  • Additional Direct Deposit Benefits

    Pair with a First Service checking account and direct deposit, and you can earn even higher dividends.1

Bump Up CD Rates

Term in Months Required Balance to Open & Earn APY Dividend Rate APY4

Term in Months

12 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.98%

APY4

5.10%

Term in Months

12 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

5.08%

APY4

5.20%

Term in Months

18 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.84%

APY4

4.95%

Term in Months

18 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.93%

APY4

5.05%

Ready to Elevate Your Savings?

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.