Young friends celebrating a special occasion
Personal Loan

Fund Life's Moments

Whatever twist or turn life has for you — from unexpected expenses to joyous celebrations — our personal loans offer the financial backing you need. Embrace life's journey with competitive rates, flexible terms, and peace of mind.

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Rates as low as

11.99%

APR1

Why Choose A Personal Loan?

  • Flexible Amounts

    Borrow between $1,000 and $40,000, no collateral necessary.

  • Customizable Terms

    Repayment options for up to 60 months with zero early payoff penalties.2

  • Quick Applications

    Dive into our digital form and finish in under 10 minutes.

  • Easy Digital Tracking

    Oversee and manage your loan via First Service Digital Banking.

  • Relaxed Starting Point

    Begin repayments only after 60 days.3

  • Low Fixed Interest Rates

    Enjoy consistent low fixed rates for the loan's duration.1

Empower Your Choices With A Personal Loan

  • Debt Consolidation

    Swap high-interest debts for our affordable personal loan.

  • Emergency Expenses

    Handle sudden costs like medical bills or car repairs without a sweat.

  • Home Enhancements

    Upgrade and renovate, turning your house into your dream home.

  • Celebrate Moments

    Fund special occasions, whether it's saying "I do" or celebrating a milestone.

  • Travel Dreams

    Set off on your bucket-list vacation, without the shadow of high-interest debt.

  • Endless Possibilities

    Adopt a pet or move cross-country—let a personal loan fuel your dreams.

Ready to Get Started?

Stop by one of our Houston-area branches, give us a call, or easily apply online to get started.

713-676-7777
CentralizedSales@FSCU.com
Apply Online SPCO Members Apply Here
[1]
APR = Annual Percentage Rate. Your APR will be between 11.99% and 17.99%, subject to creditworthiness at time of application for loan terms of 12-60 months. Fixed Rate Example: A loan amount of $10,000 for 60 months at 11.99% fixed APR will have a monthly payment of $222.39.
[2]
Personal loan repayment terms range from 12 to 66 months with products. This includes a 6 month term extension when adding credit life and/or credit disability. Max term in years usually increase per $1k.
[3]

This is subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.