Couple sitting in back of car, looking at the sunset
Auto Loan

Drive Your Dreams

Discover the joys of the open road with our competitive auto loan offerings. First Service Credit Union ensures your journey to car ownership is smooth and stress-free.
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Rates as low as


Terms from

36 - 84


New & Used Auto Loans

Bypass high dealership rates. Step into the driving seat with our car loans, designed for both brand-new and pre-loved vehicles. With our unbeatable rates, accommodating terms, and swift approval process, your ideal ride is within reach.

Apply Today

Refinance & Rejoice

Still tethered to a high-interest auto loan? Shift gears with First Service. Refinance today and experience the freedom of a more manageable payment plan.

Discover Savings

Your Road to Ownership

  • Apply Online Easily

    Our streamlined, online application takes just minutes.
  • Secure Your Approval

    Opt for your approval and Express Check through quick mail or branch pick-up.
  • Choose Your Ride

    Visit the dealership, finalize your choice, and drive away with satisfaction.

Auto Loan Features

  • Flexible Terms

    Payments that suit your lifestyle.
  • Competitive Rates

    Designed for your savings.2
  • Grace Period

    Enjoy up to 90 days with no payments.3
  • Quick Application Process

    Time-saving and simple.
  • Dedicated Service

    We're here to assist every step of the way.
  • Express Check

    Boost your buying confidence at the dealership.

Auto Loan Calculators

Ready to Hit the Road?

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.