Credit Cards

Cardholders can earn cash back rewards of 0.5% on all eligible net purchases. A net purchase is the amount of a purchase less any credits, returns, and adjustments. Cash back rewards for transactions posted before 8:00 p.m. Central Time on the last day of every month will be paid out on the last day of that month as a statement credit in U.S. Dollars and rounded to the nearest cent. Transactions posted after 8:00 p.m. Central Time will be posted on the last day of the following month and appear on the following month's statement credit. Negative rewards will be held until amounts become positive and can be paid out. Certain transactions do not qualify for cash back rewards. These excluded transactions include cash advances, purchase of gift cards, balance transfers, checks, money orders, account fees or charges, interest charges, and any unauthorized/fraudulent charges. Account must be in good standing and not be delinquent more than 90 days for rewards to be paid out. Rewards do not expire, but unredeemed rewards are forfeited at the time of the account closing. Rewards program is subject to change at any time.