Life is full of memorable moments, and our First Service Credit Union cards ensure you don't miss any of them. Want to cherish those milestones, enjoy a night out, or just need a little retail therapy? From building credit to scoring awesome rewards, we've got the perfect card waiting just for you.
APR = Annual Percentage. Subject to credit approval. Introductory rate is only valid for the first six months from the date of account opening. After that, the standard APR will be 11.99% - 18.00% depending on credit worthiness and underwriting factors. The offer is subject to change at any time and without notice. See our credit card disclosure for complete details.
Cardholders can earn cash back rewards of 0.5% on all eligible net purchases. A net purchase is the amount of a purchase less any credits, returns, and adjustments. Cash back rewards for transactions posted before 8:00 p.m. Central Time on the last day of every month will be paid out on the last day of that month as a statement credit in U.S. Dollars and rounded to the nearest cent. Transactions posted after 8:00 p.m. Central Time will be posted on the last day of the following month and appear on the following month's statement credit. Negative rewards will be held until amounts become positive and can be paid out. Certain transactions do not qualify for cash back rewards. These excluded transactions include cash advances, purchase of gift cards, balance transfers, checks, money orders, account fees or charges, interest charges, and any unauthorized/fraudulent charges. Account must be in good standing and not be delinquent more than 90 days for rewards to be paid out. Rewards do not expire, but unredeemed rewards are forfeited at the time of the account closing. Rewards program is subject to change at any time.