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Checking Accounts

Experience Security, Convenience, and Rewards

Discover a checking account that not only keeps your finances in check but also offers rewarding benefits. Whether you're just embarking on your financial journey with your very first checking account or you're a seasoned pro seeking above-average dividends, First Service Credit Union is the ideal choice. Enjoy a perfect blend of unmatched rewards and essential features that streamline your money management experience.
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Checking Account FAQs

Yes! You can open your account online, and if you're an existing member, you can open new savings accounts within First Service Digital Banking.

Check out all of our digital banking tips and instructions to get even more out of First Service Digital Banking.

Checking your balance is easy. Your balance is shown immediately when you log in to First Service Digital Banking on your desktop or in the mobile app on the Accounts Summary page. You can also check your balance at over 85,000 ATMs within the Shared ATM network.

Most of our checking accounts require no minimum balance.For specifics on each of our checking account types, visit the pages linked below:

Courtesy Pay is a service offered to checking account members and provides a limited level of protection from non-sufficient fund (NSF) service charges for returned checks and declined ATM or debit card transactions. Members must opt in to extend Courtesy Pay coverage to include ATM or debit card transactions that overdraw the account. It is not a loan — it is a courtesy extended to qualified members in good standing to cover items, up to your eligible limit. We pay overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of transactions.