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Certificates of Deposit

Unlock Superior Savings

Why settle for ordinary savings when you can supercharge your funds? Step into the world of First Service Credit Union's Certificates of Deposit. We're not just offering an account; we're promising an opportunity, a journey of growth where every dollar you save works overtime.
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Terms from

6 - 60

months
Rates as high as

5.55%

APY1

Promotional CDs

CD Features

  • An Easy Start

    Begin your journey with just a $1,000 deposit.

  • No Deposit Caps

    We've eliminated deposit ceilings so you can invest in your ambitions without restraint.

  • Maximize Your Earnings

    Our CDs don't just grow; they soar. Experience unmatched dividends at a fixed rate.

  • Additional Direct Deposit Benefits

    Pair with a First Service checking account, and the dividends just keep pouring in.2

Certificate of Deposit Rates

Term in Months Required Balance to Open & Earn APY Dividend Rate APY1

Term in Months

6 - 60 		- - -

Term in Months

6 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.88%

APY1

5.00%

Term in Months

6 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.98%

APY1

5.10%

Term in Months

9 Month

Required Balance to Open & Earn APY

$1,000 and over

Dividend Rate

5.12%

APY1

5.25%

Term in Months

12 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.98%

APY1

5.10%

Term in Months

12 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

5.08%

APY1

5.20%

Term in Months

13 Month

Required Balance to Open & Earn APY

$1,000 and over

Dividend Rate

5.41%

APY1

5.55%

Term in Months

18 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.84%

APY1

4.95%

Term in Months

18 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.93%

APY1

5.05%

Term in Months

24 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.55%

APY1

4.65%

Term in Months

24 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.65%

APY1

4.75%

Term in Months

36 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.55%

APY1

4.65%

Term in Months

36 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.65%

APY1

4.75%

Term in Months

48 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.26%

APY1

4.35%

Term in Months

48 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.36%

APY1

4.45%

Term in Months

60 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.36%

APY1

4.45%

Term in Months

60 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.45%

APY1

4.55%

Don't Let Your Savings Sleep. Energize Them.

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

713-676-5206
[email protected]
Apply Online
[1]

APY = Annual Percentage Yield. APYs are accurate as of 10/23/2023 and subject to change. Dividends are compounded and credited monthly. CDs may be subject to a penalty for early withdrawal. Fees may reduce earnings.

[2]

APY = Annual Percentage Yield. Incentive dividend rate is accurate as of 10/23/2023 and subject to change. To receive the 0.05% incentive rate each month, the member must have a total of at least $1,000 direct deposited into a First Service checking account in the last 30 days. Dividends are compounded and credited monthly to the Promotional CD account. CDs may be subject to a penalty for early withdrawal. Fees may reduce earnings. Other restrictions may apply.