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Certificate of Deposit

Unlock Superior Savings

Why settle for ordinary savings when you can supercharge your funds? Step into the world of First Service Credit Union's Certificate of Deposit accounts. We're not just offering an account; we're promising an opportunity, a journey of growth where every dollar you save works overtime.
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Terms from

6 - 60

Months
Rates as high as

5.00%

APY1

Explore our CD Specials

  • Bump Up CD

    Start with our current rate but if the rates rise, you can bump it up!
    Learn More
  • Smart Growth CD

    Start with as little as $100 and then deposit at least $50 every month!
    Learn More

CD Features

  • An Easy Start

    Begin your journey with just a $1,000 deposit.
  • No Deposit Caps

    We've eliminated deposit ceilings so you can invest in your ambitions without restraint.
  • Maximize Your Earnings

    Our CDs don't just grow; they soar. Experience unmatched dividends at a fixed rate.
  • Safety and Assurance

    Rest easy knowing your investments are federally insured up to $250,000.

Certificate of Deposit Rates

Term in Months Required Balance to Open & Earn APY Dividend Rate APY1

Term in Months

6 - 60
- - -

Term in Months

6 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.698%

APY1

4.80%

Term in Months

6 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.793%

APY1

4.90%

Term in Months

12 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.793%

APY1

4.90%

Term in Months

12 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.889%

APY1

5.00%

Term in Months

18 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.650%

APY1

4.75%

Term in Months

18 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.745%

APY1

4.85%

Term in Months

24 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.362%

APY1

4.45%

Term in Months

24 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.458%

APY1

4.55%

Term in Months

36 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.218%

APY1

4.30%

Term in Months

36 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.314%

APY1

4.40%

Term in Months

48 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.073%

APY1

4.15%

Term in Months

48 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.169%

APY1

4.25%

Term in Months

60 Month

Required Balance to Open & Earn APY

$1,000 - $49,999.99

Dividend Rate

4.025%

APY1

4.10%

Term in Months

60 Month (Jumbo)

Required Balance to Open & Earn APY

$50,000 and over

Dividend Rate

4.121%

APY1

4.20%

Don't Let Your Savings Sleep. Energize Them.

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.