The Future of Smart Investing

Automated investment management is a data-driven, algorithmic approach to investing. By understanding things about an investor, like their financial goals and risk tolerance, the automated system is able to process and analyze significant amounts of data in real time to make frequent enhancements to an investor’s portfolio. This helps ensure that all money invested in the portfolio is being put to the best possible use according to the investor’s profile.

1. Once you’ve logged in to digital banking, navigate to View My Investments under Investments.
2. Follow the prompts on screen to access and manage your EasyVest account.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application. Select Get Started.
2. Choose whether you’d like to create an Investment Account or Retirement Account and select Start.
3. Follow the prompts and select Next to move on without adding another person.
   • EasyVest does not currently support joint investment accounts.
4. Answer the questions that follow to the best of your ability. The questions will include information like when you’d like to withdraw your investment, what your annual income, and what your primary investment goals are, among others.
   • Please note that these answers are used to tailor your investment strategy to your unique goals. However, your goals may change over time, so you will be able to update these responses at any point to better align with your objectives.
5. Once you reach step 11, you will need to fund your account. Select the amount you’d like to add into the account and choose the eligible First Service account you’d like to transfer your funds from. Indicate whether you’d like to enable recurring transfers and select Next once you’ve made your selections.
6. Finally, you will be asked to review all Disclosures and other documentation. Once you have done so and agree to the terms, follow the instructions on screen to indicate your agreement. Select Finish to create your account.

When using EasyVest, you create an investment account that invests in securities. Your account is not a First Service share. The investment account is held at DriveWealth, LLC, a securities brokerage firm that is not associated with First Service. The account is managed by Access Softek Advisory Services, LLC, which is also not affiliated with First Service.

There is an account management fee charged. It is based on a percentage, 0.6% per year (0.15% per quarter), of the value of your investments. This fee is subject to a minimum fee of $1.50 per quarter.

Your investment account is not protected against loss by any insurances. Accounts at DriveWealth, LLC, are insured by the Securities Investor Protection Corporation, which protects investment accounts should DriveWealth experience financial difficulty. However, SIPC insurance does not protect your account against loss caused by market decline.

DriveWealth, which provides brokerage services through EasyVest to First Service members, is an SEC-registered broker-dealer and a member of FINRA/SIPC, a regulator for all securities firms doing business in the United States.

As with any investment, there is a risk that you may lose your investment. Should the market value of your account decline, your account may lose value. However, portfolios managed within an EasyVest account are rebalanced monthly to maintain the level of risk that aligns with a member’s goals.

1. If you are not able to find what you need on FSCU.com, you may contact a client service specialist from Access Softek by email.
2. Please direct your inquiry to [email protected]. You will also use this email address to change your address or update your contact information.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. Navigate to the Investment Portfolio tab under Accounts.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. Navigate to Settings and then select Show My Account Number.

To View Your Monthly Statement

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. Select the date range in the Period drop down and select Request Statement for the period you wish to see.
   • Please note that the statement is shown as a PDF file, so you will be able to download or print it at your convenience.

To View Other Documents

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation menu, select Transactions. You can find the additional forms in this pane.

EasyVest allows you to open a brokerage account with a joint owner. During enrollment, you can enter the email address of the joint user and an email will be sent to invite the user to enroll. The joint owner must also be a member of First Service to accept your invitation.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation, select Transactions.
3. Select the Create New Transfer button.
4. Provide the requested information when prompted.
   • Please note that any time you deposit money to your account, you will not be able to make any withdrawals within 30 days per FINRA’s anti-laundering regulations.
5. Select the checkbox to agree to the terms of your transfer and select Transfer to finalize your transaction.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation, select Transfer Funds.
3. Follow the prompts on screen to provide the appropriate financial institution and account information to set up an account that may be used for external transfers.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation, select Settings.
3. Select the Update Preferences button to make changes to your account. This will allow you to confirm or adjust your responses to some of the questions you were asked when you originally created your account.
   • By updating your preferences, you should expect greater changes to your account during rebalancing.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation, select Settings.
3. Select the Update Preferences button and update your preferred risk tolerance and time horizon. EasyVest will provide a new portfolio suggestion to match your updated profile.

1. In the left-hand navigation menu, navigate to Investments and select EasyVest to open the application.
2. From the top navigation, select Transactions.
3. View all recurring and recent transactions at your leisure. Please note that dividend payouts will appear in your Transaction History.

Rebalancing is the practice of moving funds between exchange traded funds (ETFs) over time to align the overall investment strategy with a member’s financial goals. Each ETF is a diversified investment that changes over time. As ETFs change, they may become more or less closely aligned with an investor’s financial desire. When that happens, money is moved around to ensure it is being invested most appropriately. Rebalancing is done monthly.

If, at any point, you would like to close your EasyVest account, please contact the team by email at [email protected]. You will be charged any remaining fees if your account is closed before the billing cycle ends. All recurring and/or scheduled deposits and withdrawals will be cancelled. Processing may be delayed up to one full business day to accommodate possible ACH transfers.

The final balance from your closed account will be transferred back to your First Service account by ACH deposit, which may take up to 3 – 5 business days. You may not close your account until it has been open for at least 30 days.