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Credit Card Balance Transfer

Get 0% Intro APR1 for 6 Months

With the First Service Visa® Credit Card, enjoy 6 months of 0% introductory APR1 on balance transfers and purchases to help refresh your finances. Clear terms and zero surprises, so you can step into the season feeling lighter.
Apply Now

0% intro APR 1

for the first 6 months
Rates as low as

11.158% APR1

Remarkable Features, Just a Swipe Away

  • 0% Intro APR1

    Get a 0% introductory APR on your purchases and transfers for the first six months.

  • Low Interest Rate

    After the introductory period, keep your finances light with rates as low as 11.158%% APR and capped at 18% APR.1

  • Easily Transfer Your Balance

    Breeze through balance transfers with a low service charge during the first 6 months and no service charge after that.

  • No Annual Service Charges

    No hidden service charges or fees, because convenience shouldn't come at a cost.

  • Tap & Go

    Seamlessly sync with Apple Pay®, Google Pay™, or Samsung Pay™2. Your digital wallet is waiting!

  • Guarded & Secure

    Rest easy with Visa's Zero Liability Policy​3 and our steadfast ID Navigator Powered by NortonLifeLock™.4

  • Add a Trusted Partner

    Get an authorized signer on board without the fuss of credit checks.

  • Banking On the Go

    Access your finances anytime, anywhere with First Service Digital Banking.

Apply to Transfer Your Balances Today

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.

713-676-7777
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Apply Online Credit Card FAQs
[1]

APR= Annual Percentage Rate. Subject to credit approval. 0% introductory rate is valid for the first 6 months from the account opening date for purchases and balance transfers on new accounts, and for 6 months from the transaction date for balance transfers on established accounts, conducted during the promotional period. After that, a variable APR of 11.158% to 17.99% will apply, depending on credit worthiness and underwriting factors. Balance transfer fees may apply. The offer is subject to change at any time and without notice. See our Variable Rate Credit Card Disclosure for complete details.

[2]
Apple, Apple Pay, Apple Watch, the Apple logo, Face ID, iPad, iPhone, Mac and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
[3]

Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail. For more information, visit the Visa website.

[4]

Certain restrictions, limitations, and exclusions may apply. Please visit the Visa website for more details.