Family at the beach

Credit Card Balance Transfer

Get 0% Intro APR1 for 6 Months

With the First Service Visa® Credit Card, enjoy 6 months of 0% introductory APR1 on balance transfers and purchases to help refresh your finances. Clear terms and zero surprises, so you can step into the season feeling lighter.
Apply Now

0% intro APR 1

for the first 6 months
Rates as low as

11.158% APR1

Remarkable Features, Just a Swipe Away

  • 0% Intro APR1

    Get a 0% introductory APR on your purchases and transfers for the first six months.
  • Low Interest Rate

    After the introductory period, keep your finances light with rates as low as 11.158%% APR and capped at 18% APR.1
  • Easily Transfer Your Balance

    Breeze through balance transfers with a low service charge during the first 6 months and no service charge after that.

  • No Annual Service Charges

    No hidden service charges or fees, because convenience shouldn't come at a cost.
  • Tap & Go

    Seamlessly sync with Apple Pay®, Google Pay™, or Samsung Pay™2. Your digital wallet is waiting!
  • Guarded & Secure

    Rest easy with Visa's Zero Liability Policy​3 and our steadfast ID Navigator Powered by NortonLifeLock™.4
  • Add a Trusted Partner

    Get an authorized signer on board without the fuss of credit checks.
  • Banking On the Go

    Access your finances anytime, anywhere with First Service Digital Banking.

Apply to Transfer Your Balances Today

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.