two women shopping for gifts

Pay As Low As $107 A Month

Make The Season Bright

The holidays are full of joy, but they also come with some extra expenses. With our Holiday Loan, you can borrow up to $3,600 and enjoy no payments till 2027!1

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How the Holiday Loan Works

The Holiday Loan lets you celebrate without the stress. Whether it’s gifts, travel, home décor, or festive gatherings, we’ve got you covered with a competitive interest rate that’s lower than most credit cards, so you can focus on the holidays, not the bills.


Borrow AmountRepayment Terms2
Monthly Payment
$1,200
12 Months
Only $107 a Month
$2,400
24 Months
Only $113 a Month
$3,600
36 Months
Only $121 a Month

Offer valid until December 31st, 2026

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 Holiday Loan Features

  • Low Payments

    Low monthly payments to fit every budget!

  • Flexible Amounts

    Pay off up to $1,200, $2,400, or $3,600 of high-interest debt.

  • Low Rates

    Save on interest with rates as low as 9.99% APR.3

  • Easy Terms

    Repayment terms designed to fit every lifestyle from 12 months, 24 months, or 36 months.

  • Quick Applications

    Dive into our digital form and finish in under 10 minutes.

  • Pay Nothing Until 2026

    No payments for 60 days!1

Gifts & Gatherings. Good to Go.

Stop by one of our Houston-area branches or easily apply online to get started.

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[1]

This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

[2]
Loan repayment terms are fixed at either 12 months, 24 months, or 36 months, depending on amount borrowed. Qualifying conditions or restrictions on eligibility.
[3]
APR = Annual Percentage Rate. Your APR will be 9.99%, 10.99% or 11.99% depending on your loan amount, subject to creditworthiness at time of application for loan terms of 12 months, 24 months or 36 months. Fixed Rate Example: A loan amount of $1,200 for 12 months at 9.99% fixed APR will have a monthly payment of $106.39