For You at Work: Enhance Employee Benefits

Members with existing direct deposits do not qualify. First Qualifying Direct Deposit must be received into the member’s account within 60 days successful enrollment. First Service will deposit $50 after the first month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $75 will be deposited after the second month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $125 will be deposited after the third month in which a total of $1,000 or more in Qualifying Direct Deposits is received. Qualifying Direct Deposits are defined as deposits from an enrolled member’s employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loads or deposits, and any deposit which First Service deems to not be legitimate are not Qualifying Direct Deposits. An ACH direct deposit made available early with Early Payday does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payer). Limit $250 in bonus payouts per member.

Subject to employer and/or payer terms and conditions. First Service will generally post payroll direct deposits on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CUSO Financial")(“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CUSO Financial: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CUSO Financial. The Credit Union has contracted with CUSO Financial to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (“Atria”) is not a Registered Investment Advisor or broker-dealer. Investment products, services and advice are only provided through CUSO Financial, a subsidiary of Atria.

This offer is subject to change at any time. Must finance an auto loan amount of $10,000 or greater to qualify for the $200 cash offer. Cash-out title loans not eligible for $200 cash offer. Subject to credit approval. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions.

All loan programs, rates, terms and conditions are subject to change at any time without notice. Offer cannot be combined with any other mortgage discounts. This promotion only applies to first and second lien mortgages, home equity loans, and home improvement loans with new money. Excludes loans currently held or serviced by First Service Credit Union, reverse mortgages, investment property, non-conforming, construction or lot loans. Borrowers will receive $300 for funded loans of new money $50,000.00-$150,000.00, receive $400 for funded loans of new money $150,000.01-$350,000.00, and $500 for funded loans of new money over $350,000.00. Bonus cash will be deposited into the borrower’s credit union share account the month after the loan is funded. Loans that are not funded within 60 days of original application date will not receive bonus cash. One payout per household. First Service membership required. NMLS #411394