Upgrade Your Account after 6 Months

After six consecutive months with no overdrafts and a continuous direct deposit, your account can be reviewed and converted to a High Yield Checking or Free Checking with Debit Rewards account. If your account is upgraded, you'll also become eligible for our Courtesy Pay program.8

Fresh Start Checking Features

    No Minimum Balance

    Open your account with $25 and enjoy no minimum balance requirement.

    Free Visa® Debit Card

    Use your card or pair with digital wallets to make secure and simple purchases worldwide.

    No Transaction Limit

    Use your card as many times per month as you want with no extra charge.

    Free eStatements

    Receive your statements electronically for quick access.4

    Low Monthly Fee

    Pay just $9 a month for your checking account.

    Federally Insured

    Your funds are federally insured up to $250,000.

Overdraft Protection

We know things don’t always go as planned. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7  Plus, you can receive additional coverage with Courtesy Pay.8  If you accidentally overdraw your account, our two overdraft protections options will have you covered.

Financial Resources for All Life's Adventures

No matter what stage in life you’re in, we’ve got you covered with articles, tips and financial advice to help you achieve your goals.

Step One

Starting Out

Lay a solid foundation with basic financial advice on budgeting, debt management, buying your first home, and more.

Step Two

Family Life

Tackle life as a team and win big with tips for maintaining your home, preparing for a baby, and more.

Step Three

Planning for the Future

Plan for all of your goals with advice on saving for the future, making the most of your retirement, and planning your legacy.