children enjoying fireworks

A Rate Worth Celebrating

Earn up to 4.00% APY for 18 Months1

From July 3 to July 6, lock in our limited-time 18-month CD with up to 4.00% APY when you set up direct deposit. It's a secure, smart way to grow your money with a guaranteed return.

Open a CD

Why Save with a CD?

  • Guaranteed Returns

    Earn a fixed rate of 3.90% APY for the full 18-month term, no matter what the market does.

  • Direct Deposit Bonus

    Add an extra 0.10% APY to your rate when you set up direct deposit, for a total of 4.00% APY.

  • Federally Insured

    Rest easy knowing your money is federally insured up to $250,000. Open with Just $1,000 — Begin your savings journey with a low minimum balance.

How to Set Up Direct Deposit

Earn a 0.10% APY bonus rate on top of the standard 3.90% APY when you set up direct deposit.

  • Step 1

    Switch your direct deposit within digital banking by selecting My Offers > Direct Deposit $250 in the menu.

  • Step 2

    Wait for your direct deposit to hit your account (typically 1-2 pay cycles).

  • Step 3

    Start receiving your 0.10% bonus rate each month you receive a direct deposit! 

Spark Your Savings Before It's Gone

Stop by one of our 14 Houston-area branches, give us a call, or open your CD online.

713-676-5206
MembershipAdvisors@FSCU.com
Open Online Find a Branch
[1]

APY=Annual Percentage Yield. APY is accurate on Promotional 18-Month CDs opened July 3, 2026, to July 6, 2026.  The advertised APY is based on an APY of 3.90% plus a bonus 0.10% incentive rate. To receive the bonus 0.10% incentive rate each month, the member must have a total of at least $1,000 direct deposited (via ACH) into a First Service checking account in the last 30 days. Incentive rate will go into effect the first month after receiving an eligible direct deposit. Dividends are compounded and credited monthly to the Promotional CD account. This offer is only available for new funds to credit union. CDs may be subject to a penalty for early withdrawal. Fees may reduce earnings. Promotional CDs will renew as standard CDs at the prevailing rate upon maturity. Other restrictions may apply