Surcharge-Free ATMs

Over 85,000 Options For You

At First Service, we wanted to make it as easy as possible for you to go about your day with all the financial resources you may need. So we've partnered with Co-op and Allpoint to offer you access to more than 85,000 surcharge-free ATMs.
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Allpoint ATM Network logo

The Allpoint ATM network gives you freedom to get your cash how you want, without ATM surcharge fees, at over 55,000 conveniently-located ATMs. And Allpoint+ deposit-enabled ATMs help you load cash to your First Service accounts. Allpoint ATMs can be found in places you shop such as Target, CVS, Walgreens, Circle K, grocery stores, and other convenient locations.

Co-op ATM Network logo

The Co-op ATM network offers over 30,000 surcharge-free ATMs, including 7,500+ deposit-taking ATMs, covering all 50 states and 10 countries – an ATM network that’s larger than almost any bank’s. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, regional convenience store locations, and other credit unions around the country.


There is not a fee for using a First Service ATM or one of the 85,000 surcharge-free ATMs in the Allpoint or Co-op networks. If you use an ATM that is not in our network, a service charge will be applied by First Service, as well as any fees from the other financial institution or ATM provider. Please see our Service Charge Schedule for details.

Deposits are available at select ATM locations. You can search for deposit-taking ATMs using our Branches & ATMs locator. 

The maximum daily withdrawal from an ATM is $500. If you need to withdraw a greater amount, please call 713-676-7777 for authorization.