Couple sitting in back of car, looking at the sunset

Auto Loan

Drive Away for as low as 3.99% APR1

Discover the joys of the open road with our competitive auto loan offerings. First Service Credit Union ensures your journey to car ownership is smooth and stress-free.

Apply Now
Rates as low as

3.99%

APR1 for 36 Months
  • First Time Buying a Car?

    We've designed a program specifically tailored for first-time auto buyers like you! No credit history or co-signer required and loan terms up to 81 months with competitive rates.
    More Info
  • New & Used Auto Loans

    Step into the driving seat with our car loans, designed for both brand-new and pre-loved vehicles. With our unbeatable rates, accommodating terms, and swift approval process, your ideal ride is within reach.
    Apply Today
  • Refinance & Rejoice

    Still tethered to a high-interest auto loan? Shift gears with First Service. Refinance today and experience the freedom of a more manageable payment plan.
    Discover Savings

Why Choose First Service for Your Auto Loan?

  • Flexible Terms

    Payments that suit your lifestyle.
  • Competitive Rates

    Designed for your savings.
  • Grace Period

    Enjoy up to 90 days with no payments.2
  • Quick Application Process

    Time-saving and simple.
  • 18 & Older Can Apply

    You don't need to wait to build credit.
  • Express Check

    Boost your buying confidence at the dealership.

Your Road to Ownership

  • Apply Online Easily

    Our streamlined, online application takes just minutes.
  • Secure Your Approval

    Opt for your approval and Express Check through quick mail or branch pick-up.
  • Choose Your Ride

    Visit the dealership, finalize your choice, and drive away with satisfaction.

Buying a Car Has Never Been Easier

Auto Loan Calculators

Ready to Hit the Road?

Stop by one of our Houston-area branches, give us a call, or quickly apply online to get started.