Bump Up CDs are a great way to start saving now and get more later with a one-time rate bump!
Whether you’re consolidating debt or making home renovations, a home equity loan with First Service will help pave the way for success.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Join us each month as we explore different financial topics and ways to enhance your financial future.
Over 5,000 shared branches and over 85,000 ATMs mean you have access to your money from coast to coast.
How It Works
No paper forms or voided checks required. It's simple, safe and secure! All you need are the login credentials of your payroll or benefits provider (such as ADP, Workday, Paychex, VA, SSA, etc.).
Switch your direct deposit within digital banking by selecting “Set Up Direct Deposit” in the menu.
Wait for your direct deposit to hit your account (typically 1-2 pay cycles)
Collect a $50-$125 bonus each month you receive a direct deposit!
Get Paid Early
Enjoy access to your money up to two days early when you set up direct deposit.67
Up to $250 Bonus
Get up to $250 extra when you set up at least $1,000 in monthly direct deposits.139
Unlock Higher APYs
Members with direct deposit can earn higher rates on High Yield Checking and Bump Up CDs.
Direct deposit is a form of electronic payment using the Automated Clearing House (ACH). Direct deposit is primarily used by employers to pay employees and by government agencies for payments such as social security and VA benefits.
Most employers process payroll a few days before payday, and most banks wait until payday to give you access to your funds. At First Service, we give you access to your funds up to two days early, so you don’t have to wait to pay off expenses, struggle at the end of a pay period, or say “no” to an outing with friends. With early access to your funds, you can make waiting for your paycheck a thing of the past.
You can switch your direct deposit in under 5 minutes with just a few steps:
Depending on the time of submission and your pay cycle, it will usually take 2-4 weeks.
You will receive your bonus pay out the first day of the month after each qualifying direct deposit is received.
Yes, you can choose between a fixed amount or a percentage when setting up new paycheck distributions.
 Early Payday: Subject to employer and/or payer terms and conditions. First Service will generally post payroll direct deposits on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.
 Direct Deposit Promotion : First Qualifying Direct Deposit must be received into the member’s account within 60 days successful enrollment. First Service will deposit $50 after the first month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $75 will be deposited after the second month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $125 will be deposited after the third month in which a total of $1,000 or more in Qualifying Direct Deposits is received. Qualifying Direct Deposits are defined as deposits from an enrolled member’s employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, and any deposit which First Service deems to not be legitimate are not Qualifying Direct Deposits. An ACH direct deposit made available early with Early Payday does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payer). Limit $250 in bonus payouts per member. Certain restrictions may apply.
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