Don’t be fooled by high-interest dealership loans. First Service Credit Union can you save you big with our New and Used Car Loans. With competitive rates, flexible terms, deferred payments94
, and a speedy approval process, you’ll be in your new ride in no time.
Get out of that high-interest-rate loan and save money — refinance your auto loan with First Service. Our speedy loan process will keep you in your vehicle at a payment that you can afford!
How to Apply
It’s as easy as 1, 2, 3!
Get pre-approved for an auto loan. Apply online today. It only takes five minutes to complete our easy-to-use, secure application.
GET YOUR APPROVAL
Choose to have your approval and blank check mailed (we can overnight it to you) or pick it up at a branch location.
Head to the dealership with your pre-approval check and select the vehicle you want.
Agree on a price with the dealer, fill out the check, and drive away happy.
|Annual Percentage Rate11
||Payment Example Per $1,000 Borrowed
|As low as 2.74%
||Up to 36 months
|As low as 2.99%
||Up to 48 months
|As low as 3.24%
||Up to 60 months
|As low as 3.49%
||Up to 72 months
||$20,000 and up
|As low as 3.74%
||Up to 84 months
||$35,000 and up
Calculate Your Vehicle Payment
Get estimated rates and monthly payments that work for you.
How Much Do You Need to Borrow?
Down Payment Amount
For How Many Months?
CALCULATE MY PAYMENT
** Calculator uses New Auto Loan floor rate to calculate monthly payments. Rates may differ depending on borrower creditworthiness and underwriting factors.
Your Estimated Monthly Payment Is $536.33 with as low as 3.29% APR11
APPLY IN MINUTES
Auto Loan Features
Flexible Terms with Low Monthly Payments
No Payments for Up to 90 Days*
Quick & Easy Loan Application
Buying a new car is a rewarding experience. But going to the dealership to start the search and purchase process can be overwhelming. First Service has made the process a bit easier by offering the Vehicle Pre-Approval Check for vehicle loans. This gives you buying freedom at the dealership.
Get pre-approved for a loan with us and you can shop feeling secure that you’re armed with guaranteed purchasing power. We’ll provide you with a check that you can use just like cash to negotiate the price of the vehicle at the dealership.
Protect Your New Ride
Ask your loan officer how to add MBP and GAP coverage.
Mechanical Breakdown Protection
Enjoy the peace of mind that comes with Mechanical Breakdown Protection (MBP) from First Service.14
MBP will cover repairs on your vehicle even after the manufacturer’s warranty has expired. Plus, you’ll get flexibility to take your car to any repair shop you choose — not just the dealership.
Guaranteed Asset Protection
Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.14