Bump Up CDs are a great way to start saving now and get more later with a one-time rate bump!
Whether you’re consolidating debt or making home renovations, a home equity loan with First Service will help pave the way for success.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Join us each month as we explore different financial topics and ways to enhance your financial future.
Over 5,000 shared branches and over 85,000 ATMs mean you have access to your money from coast to coast.
Auto Loan Options
How to Apply
Auto Loan Rates
Calculate My Payment
Loan Features
Loan Protection
New or Used Auto Loans
Don’t be fooled by high-interest dealership loans. First Service Credit Union can save you big with our new and used car loans. With competitive rates, flexible terms, deferred payments94 , and a speedy approval process, you’ll be in your new ride in no time.
Refinance Your Auto Loan
Get out of that high-interest-rate loan and save money — refinance your auto loan with First Service. Our speedy loan process will keep you in your vehicle at a payment that you can afford!
It’s as easy as 1, 2, 3!
Get pre-approved for an auto loan. Apply online today. It only takes five minutes to complete our easy-to-use, secure application.
Choose to have your approval and blank check mailed (we can overnight it to you) or pick it up at a branch location.
Head to the dealership with your Express Check and select the vehicle you want. Agree on a price with the dealer, fill out the check, and drive away happy.
How Much Do You Need to Borrow?
Down Payment Amount
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CALCULATE MY PAYMENT
** Calculator uses New Auto Loan floor rate to calculate monthly payments. Rates may differ depending on borrower creditworthiness and underwriting factors.
Your Estimated Monthly Payment Is $536.33 with as low as 3.29% APR11
Flexible Terms with Low Monthly Payments
Low Rates
No Payments for Up to 90 Days*
Quick & Easy Loan Application
Personal Service
Express Check Available
Buying a new car is a rewarding experience. But going to the dealership to start the search and purchase process can be overwhelming. First Service has made the process a bit easier by offering Express Check for vehicle loans. This gives you buying freedom at the dealership.
Get pre-approved for a loan with us and you can shop feeling secure that you’re armed with guaranteed purchasing power. We’ll provide you with a check that you can use just like cash to negotiate the price of the vehicle at the dealership.
Mechanical Breakdown Protection
Enjoy the peace of mind that comes with Mechanical Breakdown Protection (MBP) from First Service.14 MBP will cover repairs on your vehicle even after the manufacturer’s warranty has expired. Plus, you’ll get flexibility to take your car to any repair shop you choose — not just the dealership.
Guaranteed Asset Protection
Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.14
[94] No Payments for 60 - 90 Days: This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.
[11] New & Used Auto Loans - Rates: APR = Annual Percentage Rate. Loans subject to credit approval. Rates may differ depending on borrower creditworthiness and underwriting factors. Rates reflect discount of up to 80 basis points for GAP, Warranty, and all payment protection products. APR cannot be discounted below 5.89%. Vehicles more than six model years in age or with mileage 100,000 miles or more will be subject to an additional 100 basis points on the rate. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions. Purchase of payment protection products is not required.
[14] GAP & Extended Warranties: Products and services offered by Third Parties/Affiliates: Any financial, investment, warranty, credit insurance or other products/services which are provided by any third party or affiliate are not products of the Credit Union. If the purchase of the same is facilitated by or through the Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with any regard to such products shall be solely and exclusively between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
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