confident woman
At First Service Credit Union

Bank Like You Own the Place.

Where banking is done your way—because here, you are the owner of your financial journey.

Ready to Take Control of Your Money?

Become a Member

Amazing Benefits. Even Better Service.

Discover the multitude of advantages of being a member and experience what it means to be part of a financial institution where your needs sit at the top of our priorities.



Ever waltzed into an airport and wished you could bypass the lines like a VIP? While we can’t promise the TSA will let you skip security, at First Service Credit Union, we ensure you strut through your banking with the same confidence.

What We Do For You

  • Better Rates, Fewer Service Charges

    Our extra earnings go back into YOUR pockets—not into the pockets of distant shareholders. Enjoy competitive rates and minimal service charges that make other banks seem, well, a bit bank-ish.

  • $250 for Switching Your Direct Deposit

    We make it easy to set up direct deposit with no paper forms or voided checks required. Plus, you can get up to $250 extra when you set up at least $1,000 in monthly direct deposits.1

  • Convenient Digital Banking

    Manage your finances with the swipe of a finger—whether you're in line at the grocery store or skydiving (though we recommend the former for safety).

  • Federally Insured for Assured Safety

    Sleep like a baby knowing your money’s tucked in tight with federal insurance by the NCUA. Up to $250,000—no monsters under this bed.

  • Personalized Financial Guidance

    Take advantage of tailored financial advice from our team of experts. Whether you're planning for retirement, buying a home, or setting financial goals, our advisors are here to support your unique needs.

  • Unlimited Access Wherever You Go

    As an owner, the world is your financial oyster. Access your funds and banking services worldwide through our extensive network of 5,600+ shared branches and 85,000+ ATMs.

Ready to Be the Boss of Your Financial Future?

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

713-676-5206
MembershipAdvisors@FSCU.com
Become a Member Today
[1]
Members with existing direct deposits do not qualify. First Qualifying Direct Deposit must be received into the member’s account within 60 days successful enrollment. First Service will deposit $50 after the first month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $75 will be deposited after the second month in which a total of $1,000 or more in Qualifying Direct Deposits is received; $125 will be deposited after the third month in which a total of $1,000 or more in Qualifying Direct Deposits is received. Qualifying Direct Deposits are defined as deposits from an enrolled member’s employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loads or deposits, and any deposit which First Service deems to not be legitimate are not Qualifying Direct Deposits. An ACH direct deposit made available early with Early Payday does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payer). Limit $250 in bonus payouts per member.