Credit Card Rates


7.99 - 18.00



Depending on creditworthiness

How Long Will It Take to Pay Off My Credit Card?

Current Balance

Payment Per Month

Interest Rate


Estimated Number of Months Until Your Credit Card Is Paid Off 999 Months You can expect to pay about $999 in interest over this period.

Transfer Your Balance to Pay It Off Sooner

In addition to having a competitive fixed rate, the First Service Credit Union Visa® credit card also has no balance transfer fees. That means you can roll over your balances from other cards with higher rates to pay them off sooner or save on your monthly payments!


Credit Card Features

    Low Interest Rate

    Save money on interest with a low fixed rate.

    No Balance Transfer Fee

    You never have to pay a fee to transfer a balance from another card.

    No Annual Fee

    We don’t think you should pay extra for the convenience of using your credit.

    Mobile Payments

    Use Apple Pay®, Google Pay™, or Samsung Pay™ to pay easily and securely with your smartphone.

    Zero Liability Guarantee

    Visa’s Zero Liability Policy covers you if your card is ever lost or stolen.39

    Peace of Mind

    Included ID Navigator Powered by NortonLifeLock™ detects and alerts you to potential identity theft threats.

We've Got You Covered

Get peace of mind and support with your card’s built-in benefits: