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Happy Family in Car

Why Refinance with First Service Credit Union

Your car is one of your most important possessions. It’s not just how you get from point A to point B — it’s your key to adventure. At First Service Credit Union, we’ve been helping people just like you with auto loans since 1977, and we’re committed to providing trusted service and financial solutions that fit your needs. Enjoy your car even more by lowering the interest rate and monthly payment on your auto loan. After all, driving is more fun with extra money in your pocket!

  • Competitive Rates

    Our refinances rates could save you thousands of dollars over the life of your loan.
  • Dedicated Service

    Your dedicated loan advisor here to assist every step of the way.
  • Pay Nothing

    Enjoy up to 90 days with no payments.1
  • Quick Application Process

    Our streamlined, online application takes just minutes.

Optional Services

  • Disability Income Coverage

    Life’s uncertainties shouldn’t affect your financial standing. With our Disability Income Coverage, your loan payments are managed during periods of total disability and your savings remain untouched.
  • Guaranteed Asset Protection (GAP)

    When insurance doesn’t quite cover it all, GAP bridges the difference by ensuring you're not bearing the brunt of the shortfall between your vehicle's current value and the remaining loan amount.
  • Life Coverage

    Should life take an unexpected turn, ensure your family remains unburdened. Our Life Coverage 2  sees to it that your auto loan is settled, preventing financial strain on your loved ones.
  • Mechanical Breakdown Protection (MBP)

    When the manufacturer's safety net fades, First Service steps in with extended coverage on crucial repairs beyond the warranty.
Refinance Your Vehicle Today

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