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Personal Loan

Why Choose a Personal Loan?

  • Flexible Amounts

    Borrow between $1,000 and $40,000, no collateral necessary.

  • Customizable Terms

    Repayment options for up to 60 months with zero early payoff penalties.1

  • Quick Applications

    Dive into our digital form and finish in under 10 minutes.

  • Easy Digital Tracking

    Oversee and manage your loan via First Service Digital Banking.

  • Relaxed Starting Point

    Enjoy no payments for the first 60 days.2

  • Low Fixed Interest Rates

    Enjoy consistent low fixed rates for the loan's duration.3

Use Your Personal Loan for a Variety of Goals

  • Debt Consolidation

    Swap high-interest debts for our affordable personal loan.

  • Emergency Expenses

    Handle sudden costs like medical bills or car repairs without a sweat.

  • Home Enhancements

    Upgrade and renovate, turning your house into your dream home.

  • Celebrate Moments

    Fund special occasions, whether it's saying "I do" or celebrating a milestone.

  • Travel Dreams

    Set off on your bucket-list vacation, without the shadow of high-interest debt.

  • Endless Possibilities

    Adopt a pet or move cross-country—let a personal loan fuel your dreams.

Ready to Get Started?

Apply online anytime! You can also call or email, or even stop by one of our branches in the Houston area. The choice is yours!

713-676-5270
LoanAdvisors@FSCU.com
Apply Online
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Federally Insured by NCUA. Equal Housing Opportunity. NMLS # 411394.

[1]
Personal loan repayment terms range from 12 to 66 months with products. This includes a 6 month term extension when adding credit life and/or credit disability. Max term in years usually increase per $1k.
[2]

This is subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

[3]

APR = Annual Percentage Rate. Loans subject to credit approval. Rate may differ depending on borrower creditworthiness and underwriting factors.