Shop With Ease Using Your Contactless Card

First Service Visa® debit and credit cards offer a safer and more convenient way to complete transactions with contactless functionality.115  You can use your card with greater confidence. Contactless cards are:


    Each time you pay with a tap, a one-time code is generated that takes the place of your actual card information.


    Spend less time at the checkout when you tap to pay for your purchases.


    Tap your card at participating points of sale, and avoid touching unfamiliar surfaces.

How to Use Your Contactless Card

It’s as easy as 1, 2, 3!

Step One

Step 1

Look for the Contactless Symbol when you're ready to check out.

Step Two

Step 2

Tap your First Service Visa® card at checkout. You can still insert or swipe your card if you like.

Step Three

Step 3

Complete your transaction securely and be on your way in seconds.

Need to Activate a New Card?

If you need to activate a new contactless debit or credit card, follow these simple steps to get started:

  1. Call (800) 505-2184 to activate your card and set up your PIN.

  2. Sign the back of your new card.

  3. Set up recurring monthly payments with your new card, and add it as the preferred payment method in your favorite shopping apps.

Please note, if your new contactless card is replacing an existing First Service Visa®" debit or credit card, your old card will no longer work once your new card is activated.

Tap to Pay FAQs

Absolutely! Each First Service Visa® contactless card carries the same technology as a Visa contact chip card.

Each time you use your card, a one-time code is generated. This encrypts your payment information to ensure you that your transactions are completely secure. This encryption is extremely effective for reducing counterfeit card fraud. This is similar to the technology that makes using a digital wallet a secure way to make purchases.

Using your First Service Visa® debit or credit card is simple:

  1. When shopping, look for the contactless symbol (pictured below) at the point-of-sale. If you don't see it, simply ask the cashier.
  2. When you do see the symbol, simple hold your card face up near the contactless terminal.
    • Pro-Tip: Hold your card within two inches of the Contactless Symbol to complete your transaction.

That's all it takes! Tap to pay also works with popular digital wallets, including Apple Pay36 , Samsung Pay38 , and Google Pay37 .

Both "Tap to Pay" and "Contactless" describe a touch-free way to pay. “Tap to pay” refers to the consumer experience of buying something using a contactless-enabled chip card or mobile device (phone, watch, etc.). “Contactless payments” refers to the technology that’s built in to the cards and terminals.

Visa contactless chip technology generates a one-time encrypted transaction code. Due to the nature of the code and additional fraud protection processes built into the Visa network, it is difficult to use skimmed cardholder information for fraudulent purchases. As a result, fraud from skimming is very unlikely and limited in scope. Visa cards offer protection from any unauthorized use with Visa’s Zero Liability Policy.39

Consumers love using tap to pay! Tapping to pay with your First Service Visa® contactless debit or credit card is a secure, convenient, and touch-free way to make everyday purchases. It is now accepted at thousands of merchants in the U.S., and gets shoppers through the check out quickly.

You do not have to physically tap your card to the terminal. However, your card should be within two inches of the Contactless Symbol when you tap to pay.

The checkout terminal works best when the contactless chip card is flat over the Contactless Symbol, not at an angle.

Learn more about our account protections

At First Service, we know you work hard for your money; so, we take protecting it seriously. From cryptosystems to chip cards, we use the latest tools to keep you safe from predators.

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