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Overview
Making Contactless Payments
Getting Started
FAQs
Financial Guidance
First Service Visa® debit and credit cards offer a safer and more convenient way to complete transactions with contactless functionality.115 You can use your card with greater confidence. Contactless cards are:
Secure
Each time you pay with a tap, a one-time code is generated that takes the place of your actual card information.
Convenient
Spend less time at the checkout when you tap to pay for your purchases.
Touch-free
Tap your card at participating points of sale, and avoid touching unfamiliar surfaces.
It’s as easy as 1, 2, 3!
Look for the Contactless Symbol when you're ready to check out.
Tap your First Service Visa® card at checkout. You can still insert or swipe your card if you like.
Complete your transaction securely and be on your way in seconds.
If you need to activate a new contactless debit or credit card, follow these simple steps to get started:
Please note, if your new contactless card is replacing an existing First Service Visa®" debit or credit card, your old card will no longer work once your new card is activated.
Absolutely! Each First Service Visa® contactless card carries the same technology as a Visa contact chip card.
Each time you use your card, a one-time code is generated. This encrypts your payment information to ensure you that your transactions are completely secure. This encryption is extremely effective for reducing counterfeit card fraud. This is similar to the technology that makes using a digital wallet a secure way to make purchases.
Using your First Service Visa® debit or credit card is simple:
That's all it takes! Tap to pay also works with popular digital wallets, including Apple Pay36 , Samsung Pay38 , and Google Pay37 .
Both "Tap to Pay" and "Contactless" describe a touch-free way to pay. “Tap to pay” refers to the consumer experience of buying something using a contactless-enabled chip card or mobile device (phone, watch, etc.). “Contactless payments” refers to the technology that’s built in to the cards and terminals.
Visa contactless chip technology generates a one-time encrypted transaction code. Due to the nature of the code and additional fraud protection processes built into the Visa network, it is difficult to use skimmed cardholder information for fraudulent purchases. As a result, fraud from skimming is very unlikely and limited in scope. Visa cards offer protection from any unauthorized use with Visa’s Zero Liability Policy.39
Consumers love using tap to pay! Tapping to pay with your First Service Visa® contactless debit or credit card is a secure, convenient, and touch-free way to make everyday purchases. It is now accepted at thousands of merchants in the U.S., and gets shoppers through the check out quickly.
You do not have to physically tap your card to the terminal. However, your card should be within two inches of the Contactless Symbol when you tap to pay.
The checkout terminal works best when the contactless chip card is flat over the Contactless Symbol, not at an angle.
At First Service, we know you work hard for your money; so, we take protecting it seriously. From cryptosystems to chip cards, we use the latest tools to keep you safe from predators.
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[115] Contactless Symbol: The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
[39] Visa’s Zero Liability Policy: Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail. For more information, visit the Visa website.
[45] Visa Credit Card Benefits: Certain restrictions, limitations, and exclusions may apply. Please visit the Visa website for more details.
[36] Apple Pay: Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
[38] Samsung Pay: Samsung, Samsung Pay, Galaxy S6, and Galaxy S6 Edge are registered trademarks of Samsung Electronics Co., Ltd. Screen images are simulated; actual appearance may vary. Samsung Pay is only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information.
[37] Google Pay: Google Pay, Android, and the Android Logo are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
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