Bump Up CDs are a great way to start saving now and get more later with a one-time rate bump!
Whether you’re consolidating debt or making home renovations, a home equity loan with First Service will help pave the way for success.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Join us each month as we explore different financial topics and ways to enhance your financial future.
Over 5,000 shared branches and over 85,000 ATMs mean you have access to your money from coast to coast.
Rates
Direct Deposit Incentive
Features
Get Started
Convenience
Earn an extra 0.05% on Bump Up CDs when you have at least a $1,000 monthly direct deposit to a First Service checking account.120
High Dividends
Earn high dividends at a guaranteed, fixed rate.
$1,000 Opening Deposit
Open your CD with as little as $1,000.
One-Time Rate Bump
Request a one-time rate increase if rates go up at any time during your CD term.121
Earn more when you have a checking account with direct deposit.
Free eStatements
Receive your statements electronically for quick access.4
Federally Insured
Your funds are federally insured up to $250,000.
All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Bank on your own schedule with 24/7 access to check your balances, make transfers, pay bills, and more.
Use our app to access your account and even deposit checks with your smartphone or tablet — it’s just a tap away!
Enjoy Texas-sized access at over 5,000 credit union branches and over 85,000 AllPoint and CO-OP ATMs nationwide.34
[120] Direct Deposit Incentive Dividend: APY = Annual Percentage Yield. Incentive dividend rate is accurate as of 9/15/2023 and subject to change. To receive the 0.05% incentive rate each month, the member must have a total of at least $1,000 direct deposited into a First Service checking account in the last 30 days. Dividends are compounded and credited monthly to the Promotional CD account. CDs may be subject to a penalty for early withdrawal. Fees may reduce earnings. Other restrictions may apply.
[121] One-Time CD Rate Bump: Bump Up CD holders may request to have their CD rate increased to the currently offered rate one time at any point during the term of their promotional CD. Rate can only be increased once during the term of the CD. The increased rate will only apply to the period of time remaining on the initial certificate term and will not apply for auto-renewals. Other restrictions may apply.
[4] Paper Statement Fee: A recurring fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule for details. To avoid the paper statement fee, log in to Digital Banking to change your statement preference to eStatements.
[34] CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership. Shared ATM access is available to members immediately.
[10] Certificates of Deposit: APY = Annual Percentage Yield. APYs are accurate as of 9/15/2023 and subject to change. Dividends are compounded and credited monthly. CDs may be subject to a penalty for early withdrawal. Fees may reduce earnings.
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