Someone Must Like You A Lot

Your friend thought you might enjoy a First Service checking account. We think so too.

We'll pay you both $25 if you give us a shot. Check out the rules for qualifying below and let's get started!68


There are some rules as to who may qualify for this program. For both parties to receive a referral reward, we do require that you open a qualifying First Service checking account and set up direct deposit.

That means you can choose from the following:

  1. Free Checking with Debit Rewards
  2. High Yield Checking
  3. Navigator Checking

Once you open your account, a minimum of $1,000 per month must be received by direct deposit for two consecutive months to qualify. During this time, the new account must maintain a minimum balance of $500. For a full list of terms and restrictions, please see the disclaimer below.


Step One

Open a First Service Checking Account

Check out our great checking accounts and choose the one that works for you.

Step Two

Set up Direct Deposit

Set up your direct deposit and start working on meeting the requirements described above.

Step Three

Get Paid

Once your account qualifies, we'll deposit $25 into your account and your friend's. It's that easy!

Free Checking with Debit Rewards

Love earning points? You're going to love our Free Checking with Debit Rewards. Earn points every time you use your Visa® debit card to make a purchase. Redeem your points for travel, gift cards, dining, merchandise, and more - even cash.

    No Monthly Fee

    Save your money for what matters with no monthly service charge4 .

    Debit Rewards

    Earn 1 point for every dollar you spend with your debit card.

    No Minimum Balance

    Start your account with just $1 and enjoy no minimum balance requirement.

High-Yield Checking

Why earn less when you could earn more? Our High Yield Checking account earns well above the national average rate of return. Put your money to work for you! Did we mention that this account also has ATM fee refunds and no minimum balance requirement?

    High Dividends

    Earn high dividends on qualifying balances.50  

    ATM Fee Refunds

    Receive up to $12 in ATM refunds each month.46

Why Choose First Service

All First Service checking accounts offer great rewards and convenient features to help you easily manage your account — anytime, anywhere.

    Digital Banking

    Skip the lines and bank on your own time. Manage your accounts from anywhere with our digital banking experience. You can deposit checks and send money with just a tap.

    Shared Branches & ATMs

    No matter where you are, we have you covered. Enjoy coast-to-coast access at over 5,000 shared branches and nearly 30,000 free ATMs nationwide.

    Federally Insured

    Your funds are federally insured up to $250,000.

    Free Visa® Debit Card

    Use your card or pair with digital wallets to make secure and simple purchases worldwide.

    Free eStatements

    Receive your statements electronically for quick access.4

create your account