Someone Must Like You A Lot

Your friend thought you might enjoy a First Service checking account. We think so too.


One of your friends has thought you might enjoy a First Service checking account. We have great options to choose from, and if you take your friend's advice, we'll also add $25 to your account68 . Let’s start by looking at your options.

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Free Checking with Debit Rewards

Love earning points? You're going to love our Free Checking with Debit Rewards. Earn points every time you use your Visa® debit card to make a purchase. Redeem your points for travel, gift cards, dining, merchandise, and more - even cash.

    No Monthly Fee

    Save your money for what matters with no monthly service charge4 .

    Debit Rewards

    Earn 1 point for every dollar you spend with your debit card.

    No Minimum Balance

    Start your account with just $1 and enjoy no minimum balance requirement.

High-Yield Checking

Why earn less when you could earn more? Our High Yield Checking account earns well above the national average rate of return. Put your money to work for you! Did we mention that this account also has ATM fee refunds and no minimum balance requirement?

    High Dividends

    Earn high dividends on qualifying balances.50  

    ATM Fee Refunds

    Receive up to $12 in ATM refunds each month.46

Why Choose First Service

All First Service checking accounts offer great rewards and convenient features to help you easily manage your account — anytime, anywhere.

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    Digital Banking

    Skip the lines and bank on your own time. Manage your accounts from anywhere with our digital banking experience. You can deposit checks and send money with just a tap.

    Shared Branches & ATMs

    No matter where you are, we have you covered. Enjoy coast-to-coast access at over 5,000 shared branches and nearly 30,000 free ATMs nationwide.

    Federally Insured

    Your funds are federally insured up to $250,000.

    Free Visa® Debit Card

    Use your card or pair with digital wallets to make secure and simple purchases worldwide.

    Free eStatements

    Receive your statements electronically for quick access.4

Here’s How to Get Your Bonus

As you might expect, there are some rules as to who may qualify for this program. For both parties to receive a referral reward, we do require that new members referrals open a First Service checking account and set up direct deposit. This includes any of the following options:

  1. Free Checking with Debit Rewards
  2. High-Yield Checking
  3. Navigator Checking

New accounts must be opened with a minimum balance of $500 and a minimum of $1,000 per month must be received by direct deposit for two consecutive months to qualify. For a full list of terms and restrictions, please see the disclaimers below.

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