High Yield Checking Features
Maximize Your Benefits
To achieve higher dividends & ATM refunds, ensure you:
- Initiate a direct deposit of $500 or more each month
- Complete a minimum of 12 debit card transactions that are successfully posted and cleared each month
A monthly fee of $4.95 will be assessed if you don't either meet the monthly account requirements listed above or maintain an average daily balance of $1,000.4
High Yield Checking FAQs
Courtesy Pay is a service offered to checking account members and provides a limited level of protection from non-sufficient fund (NSF) service charges for returned checks and declined ATM or debit card transactions. Members must opt in to extend Courtesy Pay coverage to include ATM or debit card transactions that overdraw the account. It is not a loan — it is a courtesy extended to qualified members in good standing to cover items, up to your eligible limit. We pay overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of transactions.
The maximum daily withdrawal from an ATM is $500.00. If you need to withdraw a greater amount, please call us beforehand at (713) 676-7777 for authorization.