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High Yield Checking Account

Elevate Your Earnings

Experience the exceptional and boost your financial journey. Benefit from an impressive return rate over 14 times the national average with our High Yield Checking Account. Don't just save — multiply your money, enjoy unparalleled ATM fee refunds, and experience the convenience of no minimum balance.
Open an Account

Get Up to $250 When You Set Up Direct Deposit1

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High Yield Checking Rates

1.00% APY2

On Qualifying Balances $0-$20,000

High Yield Checking Features

  • High Dividends

    Dive into premium returns with high dividends on eligible balances. 
  • ATM Fees on Us

    Claim up to $12 as ATM fee refunds monthly.3
  • Experience Early Paydays

    Enroll in direct deposit and receive your salary up to two days in advance.
  • On-the-Move Deposits

    Leverage the Mobile Deposit feature in the FSCU Digital Banking app.
  • Complimentary Visa® Debit Card

    Effortlessly make global purchases or integrate with your favorite digital wallet for heightened security.
  • Swift Access with eStatements

    Go paperless and retrieve your statements with ease.4
  • Guaranteed Safety

    Rest assured, your funds receive federal insurance up to $250,000.
  • Instant Transfers with Zelle®

    Seamlessly transfer money to your loved ones.

Maximize Your Benefits

To achieve higher dividends & ATM refunds, ensure you:

  1. Initiate a direct deposit of $500 or more each month
  2. Complete a minimum of 12 debit card transactions that are successfully posted and cleared each month

A monthly fee of $4.95 will be assessed if you don't either meet the monthly account requirements listed above or maintain an average daily balance of $1,000.5

Start Growing Your Wealth

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

High Yield Checking FAQs

The maximum daily withdrawal from an ATM is $500.00. If you need to withdraw a greater amount, please call us beforehand at (713) 676-7777 for authorization.