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Free Checking with Debit Rewards Account

Maximize Your Earnings

Unlock endless rewards with every swipe of your Visa® debit card. Our Free Checking with Debit Rewards not only lets you accumulate points with each purchase but also lets you convert these points into cash credits. Benefit from no monthly charges with our eStatements and zero requirements for maintaining a minimum balance.
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Get Up to $250 When You Set Up Direct Deposit1

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Why Choose Our Free Checking with Debit Rewards Account?

When we promise a "free checking" experience, we deliver. Say goodbye to pesky monthly fees. Dodge the monthly paper statement charge by choosing our eco-friendly eStatements. From online shopping sprees and peer-to-peer transfers to instant ATM cash withdrawals, our Free Checking with Debit Rewards ensures uninterrupted access to your funds. Moreover, First Service Digital Banking consolidates all your accounts and loans, offering a unified, secure platform for efficient money management. Ready to redefine banking? 

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Key Features of Our Free Checking Account

  • Zero Monthly Fees

    Redirect your funds towards what truly matters.
  • No Boundaries on Balance

    Initiate your account journey with just a dollar and relish the freedom from balance constraints.
  • Guaranteed Safety

    Rest assured, your funds receive federal insurance up to $250,000.
  • Cashback Rewards

    Exchange your accumulated debit reward points for direct cash deposits.
  • Instant Transfers with Zelle®

    Seamlessly transfer money to your loved ones.
  • Experience Early Paydays

    Enroll in direct deposit and receive your salary up to two days in advance.
  • On-the-Move Deposits

    Leverage the Mobile Deposit feature in the FSCU Digital Banking app.
  • Complimentary Visa® Debit Card

    Effortlessly make global purchases or integrate with your favorite digital wallet for heightened security.
  • Swift Access with eStatements

    Go paperless and retrieve your statements with ease.2

Start Earning Rewards

Stop by one of our 14 Houston-area branches, give us a call, or quickly apply online to get started.

Free Checking FAQs

Most of our checking accounts require no minimum balance. For specifics on each of our checking account types, visit the pages linked below: