Personal Loan Rates

Rates

6.99 - 16.99

%

APR21

Depending on creditworthiness

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** Calculator uses floor rate to calculate monthly payments. Rates may differ depending on borrower creditworthiness and underwriting factors.

Your Estimated Monthly Payment Is $536.33 with rates as low as 16.99% APR

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Personal Loan Features

    The Funds You Need this Holiday Season

    Tackle holiday expenses with loans from $1,000 up to $30,000 with no collateral required.

    Low Fixed Interest Rates

    Enjoy a low rate that won’t change for the life of your loan, so you can save money all year long.

    Flexible Terms and No Prepayment Penalties

    Not sure what you'll need? Compare various repayment terms with no prepayment penalties.

    Skip the Holiday Rush by Applying Online

    You'll have no trouble working this application into your busy schedule. Apply online in less than 10 minutes.

    Online Access with First Service Digital Banking

    Keep track of your loan and make payments at your leisure with First Service Digital Banking.

    No Payments Due for Up to 60 Days

    Get access to your cash right away, and take up to 60 days before making your first payment.117

Use a personal loan for whatever you need this holiday season.

    Gifts for Everyone on Your List

    The holidays are the perfect time to show you care. Find great gifts for everyone on your list.

    Funds You Need for Holiday Travel

    Far from home? Don't let the distance keep you from your loved ones this holiday season.

    Ready for Holiday Hosting?

    Use an affordable personal loan to tackle all the projects that will get your home holiday ready.

Financial Resources for All Life's Adventures

No matter what stage in life you’re in, we’ve got you covered with articles, tips and financial advice to help you achieve your goals.

Step One

Starting Out

Lay a solid foundation with basic financial advice on budgeting, debt management, buying your first home, and more.

Step Two

Family Life

Tackle life as a team and win big with tips for maintaining your home, preparing for a baby, and more.

Step Three

Planning for the Future

Plan for all of your goals with advice on saving for the future, making the most of your retirement, and planning your legacy.