Personal Loans

FSCU offers both secured and unsecured personal loans with low rates and flexible terms. Need fast cash in your pocket? We can do that!


We know sometimes you need fast cash for special purchases like a new air conditioner, paying off medical bills, or even credit card consolidation. Whatever the reason, First Service is here to help. Our personal loans come with lower interest rates than credit cards, starting as low as 6.99% APR.* Funding a big expense or project with a personal loan could save you thousands of dollars on interest payments. In addition, your personal loan will also add another line of credit to your credit report; and, if you make payments on time, you’ll build credit while paying down debt.


  • Low interest rates
  • Secured and unsecured loans available
  • Quick and easy approval process
  • Flexible terms
  • Local decisions
  • Friendly and reliable service



Additional Information

Rate Term Loan Amount
6.99% – 16.39% APR based on credit worthiness* Up to 60 months Maximum of $30,000

Annual Percentage Rate Term Loan Amount
8.99% – 17.39% APR based on credit worthiness* Revolving

Index 6 months

T- Bill Index + 4.15% – 12.15%

Maximum of $30,000

Use the Personal Loan Calculator to obtain important payment terms.

*APR = Annual Percentage Rate. Loans subject to credit approval.