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Refinance

Thinking about refinancing your home mortgage? Our mortgage experts can help you decide if the time is right for your particular situation.


Together with our subsidiary, eCU Mortgage, LLC, we offer refinancing options with low interest rates and closing costs to help you take control of your mortgage expenses. We’re committed to providing you with options and helping you understand them, so you can feel confident in the refinance decisions you make. Plus, we promise to match or beat any rate offer from another lender or give you $250!*

Refinancing your mortgage can help you:

  • Lower your interest rate
  • Lower your monthly payment
  • Pay off your home sooner
  • Take out cash for another purpose

Have questions?

Call 713-676-5255 to talk to a mortgage advisor.

Ready for the next step?

Apply Now

Should I Refinance?

Use our refinancing calculator to see how you could benefit from refinancing your home.
See My Refinance Savings →

*Credit approval by eCU Mortgage required. Certain terms and conditions may apply. We require a valid Loan Estimate and Closing Disclosure from the competitor dated within 60 days of application in order to match or beat your qualified rate or pay you $250. For first lien mortgages only. Rate match is not available for loans currently held or serviced by First Service or eCU Mortgage, reverse mortgages, home equity, investment property, home improvement, non-conforming, or lot loans. Offer cannot be combined with any other eCU Mortgage offer. All loan programs, rates, terms, and conditions are subject to change at any time without notice.
eCU Mortgage, LLC, is located at 16430 Park Ten Place, Houston, TX 77084.