Home Improvement Loan

First Service Credit Union offers several different types of home improvement loans designed to finance large or small home improvement projects.


Whether you need $10,000 or $50,000, we’ve got a great home improvement loan for you. Many of our loan programs offer quick processing in only a few days and with no closing costs to the borrower. Call us if you plan to remodel, add a pool or spa, install siding, purchase new windows, or build a new room, deck or patio.

Together, with our subsidiary, eCU Mortgage, LLC., we’ll help you improve your home and save you money at the same time.

FeaturesVisit ECUMortgage.com

  • Competitively low, fixed interest rates
  • Choose a 1 to 20-year term
  • No annual fees
  • Local home improvement loan decisions
  • Trusted personal service

      Check out our current rates.

* All Real Estate related product APR and financing options are based on your creditworthiness, occupancy and property loan-to-value. Please call us for your qualifying rate.

If you have any questions or require current rate information on your accounts, please call us at (713) 676-5255 or (800) 221-4299.

eCU Mortgage pays the closing costs (excluding appraisal cost) on Home Improvement or Home Equity Loans (second lien position).


Nationwide Mortgage Licensing System & Registry – Member Notice

In accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, First Service Credit Union’s Nationwide Mortgage Licensing System Identification Number is NMLS ID: 411394.

First Service Credit Union is in partnership with eCU Mortgage to provide mortgage services to credit union members. eCU Mortgage Nationwide Mortgage Licensing System Identification Number is 1071847.

Individual Mortgage Loan Officer Identification Numbers may be obtained at the following website: http://www.nmlsconsumeraccess.org.