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Home Loans

Dreaming big is easy, but getting there can be hard. Together with our subsidiary eCU Mortgage, LLC, we can help make your dreams a reality.

Plus, we promise to match or beat any mortgage rate or give you $250!*


Buy a Home

A home is more than just a place to lay your head at night. It represents family, security, comfort, possibilities and more. Whether you’re looking to buy your first home or your retirement home, our low rates and flexible terms can help turn your dream into a reality.
Get a mortgage →

Refinance Your Home

With mortgage rates still at historic lows, many homeowners have found that a refinance translates to significant monthly savings. Talk with one of our mortgage experts today to see if now might be the right time to refinance your home.
Refinance your mortgage →

Retire in Your Home

If you’re 62 or older, a reverse mortgage can provide extra income using the equity from your home. The funds are tax-free and can be used however you choose. We can help you retain ownership of your home and get access to the funds you need with a reverse mortgage.
Get a reverse mortgage →

Use Funds from Your Home

You’ve worked hard to build the equity in your home. Now your home’s equity can work hard for you. Use it to make home improvements, consolidate high-interest debt, pay for educational expenses and much more.
Get a home equity loan →

Improve Your Home

Turn the home you have into the home you’ve always wanted. Our Home Improvement Loan is great for redoing kitchens and bathrooms, adding on to your home or even taking care of basic repairs. This loan isn’t for do-it-yourselfers though—work financed with this loan requires a general contractor.
Get a home improvement loan →

*Credit approval by eCU Mortgage required. Certain terms and conditions may apply. We require a valid Loan Estimate and Closing Disclosure from the competitor dated within 60 days of application in order to match or beat your qualified rate or pay you $250. For first lien mortgages only. Rate match is not available for loans currently held or serviced by First Service or eCU Mortgage, reverse mortgages, home equity, investment property, home improvement, non-conforming, or lot loans. Offer cannot be combined with any other eCU Mortgage offer. All loan programs, rates, terms, and conditions are subject to change at any time without notice.
eCU Mortgage, LLC, is located at 16430 Park Ten Place, Houston, TX 77084.

Learn more about eCU Mortgage →