First Service offers a full line of lending products for any member need. We also offer quick, easy online applications for all First Service products.

  • New & used autos – terms up to 84 months
  • Credit life & disability, extended warranties and GAP coverage available
  • FSCU participates in an indirect auto lending program giving members on-site financing at over 80 local auto dealers

New Auto Purchase Refinance My Auto

  • Enjoy the Prestige and Privileges of a Platinum Credit Card!
    • No Annual Fee – Enjoy all the benefits and privileges of your card with No Annual Fee. There’s no need to pay extra for the convenience of using credit.
    • No Balance Transfer Fees – You’ll never have to pay a fee to transfer a balance from another financial institution.
      *Balances must be transferred from another financial institution. Some restrictions apply.
    • 24/7 Fraud Protection – Wherever you travel, you can count on Fraud Protection Services 24/7, 365 days a year. Report lost or stolen cards or get emergency replacements.
    • Visa® Global Service – Visa® Global Service provides worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.

Get an FSCU Credit Card

  • First Service Credit Union is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
  • First Service Credit Union works with the leading lenders in the industry to provide the right loan for you, including:
    • Conventional
    • Jumbo
    • FHA
    • VA
    • USDA
    • Equities
  • Whether you are a first-time home buyer or you have refinanced before, both require planning and knowledge. Our team delivers years of mortgage and financial experience to you in a highly personalized way.
  • Explore your mortgage options with a name you already TRUST!

Get a Home Loan

  • FSCU offers both secured and unsecured personal loans with low rates and flexible terms. Need fast cash in your pocket? We can do that!

Get A Personal Loan Get a Line of Credit

  • No fees or closing costs!
  • Finance up to 80% of the Fair Market Value (minus liens)
  • Loans between $10,000 and $150,000
  • Available for property located in Texas – owner occupied homestead

Home Equity Loan

  • Finance up to 95% of the Fair Market Value (minus liens)
  • Loans between $10,000 and $150,000
  • Maximum term of 20 years with flexible payment options
  • Available for property located in Texas

Get a Home Improvement Loan

  • Financing for boats, recreational vehicles, motorcycles and jet skis.

Other Loans


Products and services offered by Third Parties/Affiliates: Any financial, investment, warranty, credit insurance or other products/services which are provided by any third party or affiliate are not products of the Credit Union. If the purchase of the same is facilitated by or through the Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with any regard to such products shall be solely and exclusively between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.