For over 40 years, First Service Credit Union has made our members’ needs top priority. As a member-owned, not-for-profit financial cooperative, we place our members’ needs above profit by delivering products and services with better benefits than your big bank. That means better rates, higher earnings, convenient features, and financial security. And don’t worry, we offer the same conveniences of banks with our multiple branch locations and digital banking access.

Better products. Superior service. Easy access. What more could you ask for?


Credit Union Membership

When you bank with First Service, you are more than just a number. You’re a member and part-owner of a credit union that exists solely to serve you. Credit unions' unique structure affords you many benefits you may not find elsewhere, including better rewards, more personal service, and even a vote in our volunteer board elections.


First Service Digital Banking

With First Service, your money goes wherever you go. First Service Digital Banking enables you to check your balances, deposit checks, make transfers, pay bills, and so much more — 24/7.


Convenient Locations

Whether you’re in Texas, New York, or Los Angeles — we’ve got you covered. You can easily access your account through our nationwide network of over 5,000 partner branches and over 85,000 free ATMs. Your money is always within reach with First Service.

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Better Rates

Need to save money? We can help. Save your money for what matters with higher dividends on checking, savings, and CDs and lower interest on loans, credit cards, and mortgages. Because we’re a not-for-profit credit union, we don’t have to pay stockholders or investors. Instead, we invest our earnings in our members by offering you better-than-average rates.



Just like a bank, your funds are federally insured with First Service. The National Credit Union Administration, an agency of the Federal Government, insures all deposits up to at least $250,000 — so you can sleep easy at night. Plus, we use cutting-edge technology to safeguard your account from online predators and fraud. At First Service, your account’s security is high priority.


Ready to join First Service Credit Union?

There are four different ways to qualify for membership:

    Live, work, worship, or attend school in Austin County, Brazoria County, Chambers County, Fort Bend County, Galveston County, Grimes County, Harris County, Liberty County, Matagorda County, Montgomery County, San Jacinto County, Walker County, Waller County, Wharton County, Conroe ISD, or Magnolia ISD.

    Any immediate family member of an existing First Service member

    Any employee or retiree of any of our Select Employee Groups, including KBR, Halliburton, CenterPoint Energy, Baker Hughes, NRG, and Kinder Morgan

    Anyone who donates to become a member of the You First Foundation

If you meet any one of the qualifications above, you can join today.