Introducing Zelle® – a fast, safe and easy way to send money in minutes109  to friends, family and others you trust,109 using only their U.S. mobile number or email address. Use Zelle® in First Service Digital Banking to send money directly from your account to theirs. With Zelle®, you can also receive money directly into your First Service account within minutes.109

Step One

FAST

Send money directly from your account to theirs – typically in minutes.109

Step Two

SAFE

Send or receive money right from First Service Digital Banking.

Step Three

EASY

Send money to almost anyone you know and trust using just an email address or U.S. mobile phone number.

What Is Zelle®?

 

Download the FSCU Digital Banking Mobile App

Manage your money and accounts anywhere, anytime.

Enroll Today and Send Money to Friends and Family

  1. Log in to the FSCU Digital Banking mobile app.
     
  2. Select "Send money with Zelle®" in the app menu.
     
  3. Enroll your U.S. mobile number or email address.
     
  4. You’re ready to start sending and receiving money with Zelle!

Zelle® FAQs

Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes.109 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.109

You can send money to people you trust.109

Since money is sent directly from your First Service account to another person’s bank account within minutes109 , it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile phone number.

You can send, request, or receive money with Zelle®. To get started, log into the FSCU Digital Banking mobile app and select “Send Money with Zelle®” in the app menu. Following the prompts, enter the information requested, accept the terms and conditions, and you’re ready to start sending and receiving with Zelle®.

To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.109

To request money using Zelle®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”.106

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle®.

 

If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your Summit account, typically within minutes.109

If you have not yet enrolled with Zelle®, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select First Service Credit Union.
  3. Follow the instructions provided on the page to enroll and receive your money. Pay attention to the email address or U.S. mobile phone number where you received the payment notification – you should enroll with Zelle® using that email address or U.S. mobile phone number to ensure you receive your money.

Zelle® is a great way to send money to friends, family and people you are familiar with such as your personal trainer, babysitter or neighbor.109

Since money is sent directly from your First Service account to another person’s bank account within minutes,109 Zelle should only be used to send money to people you trust.

Neither First Service Credit Union, nor Zelle®, offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

It’s easy – Zelle® is already available in the FSCU Digital Banking mobile app! Check your app and follow a few simple steps to enroll with Zelle® today.

You can view a full list of participating banks and credit unions live with Zelle®.

If your recipient’s bank or credit union isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS.

To enroll with the Zelle® app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle® does not accept debit cards associated with international deposit accounts or any credit cards.

When you enroll with Zelle® through the FSCU Digital Banking mobile app, your name, First Service Credit Union, and the email address or U.S. mobile number you enrolled is shared with Zelle®. When someone sends money to your enrolled email address or U.S. mobile phone number, Zelle® looks up the email address or mobile number in its “directory” and notifies us of the incoming payment. First Service then directs the payment into your account, all while keeping your sensitive account details private.

In order to use Zelle®, the sender and recipient’s bank accounts must be based in the U.S.

You can only cancel a payment if the person you sent money to hasn't yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment."

If the person you sent money to has already enrolled with Zelle®, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or US mobile number when sending money.

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please contact us at 800-236-5560 so we can help you.

Money sent with Zelle® is typically available to an enrolled recipient within minutes.109

If you send money to someone who isn’t enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient’s account, typically within minutes.109

If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please contact us at 800-236-5560 so we can help you.

Yes! They will receive a notification via email or text message.

Keeping your money and information safe is a top priority. When you use Zelle® within the FSCU Digital Banking mobile app, your information is protected to the same standards we use to keep your account safe.

If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle® for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither First Service Credit Union nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union.

If you would like to move your email address or U.S. mobile phone number from the financial institution where you initially enrolled with Zelle®, simply click "Transfer" when prompted during the Zelle enrollment process and confirm your desired changes.

Once you transfer your email address or U.S. mobile phone number, it will be connected to your First Service account and you can start sending and receiving money with Zelle® right away.

Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from the FSCU Digital Banking mobile app using just their email address or U.S. mobile number.

Neither First Service Credit Union, nor Zelle®, offers a protection program for any authorized payments made with Zelle®, so you should only send money to people (and small businesses) you trust. Also, always ensure you’ve used the correct email address or U.S. mobile number when sending money.