Bump Up CDs are a great way to start saving now and get more later with a one-time rate bump!
Whether you’re consolidating debt or making home renovations, a home equity loan with First Service will help pave the way for success.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Join us each month as we explore different financial topics and ways to enhance your financial future.
Over 5,000 shared branches and over 85,000 ATMs mean you have access to your money from coast to coast.
Bank Your Way
If you want added security with your checking account and the freedom to shop great savings and discounts, Secure Checking may be just what you need. And of course you’ll get to enjoy benefits like unlimited check writing, access to First Service Digital Banking and free eStatements when you sign up to receive your monthly statement electronically. Before you can receive the full benefits, please make sure to register your account by using the access code found in your new account materials. If you do not have this access code, please speak with a First Service representative for this information.
Low Monthly Fee
Pay just $5 a month for a checking account with a wide array of benefits.
No Minimum Balance
Open your account with just $1 and enjoy no minimum balance requirement.
IDProtect® & Credit Monitoring
Protect yourself and other account holders from identity fraud while also monitoring your credit.122
Cell Phone Protection
Receive up to $300 of replacement or repair costs if your phone is stolen or damaged.123
Accidental Death & Dismemberment
Receive up to $10,000 of Accidental Death & Dismemberment coverage.124
Gain access to exclusive offers at thousands of online retailers.
Travel & Leisure Discounts
Redeem coupons for discounts on hotels, restaurants, rental cars, sporting events, and more.
Family Health Discounts
Enjoy savings on vision, prescriptions, and dental services.
Receive protection for purchases for 90 days against accidental breakage, fire, or theft.
IDProtect® is an identity theft monitoring and resolution service122 that protects you, your joint account holders, and eligible family members from any identity fraud event anywhere in the world. It includes the following benefits:
You can receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged anywhere in the world. A $50 deductible applies, and you can only have up to two claims per 12-month period. This protection covers up to three phones on one cell bill, and you must use your Secure Checking account to pay the bill.
For all items purchased entirely with your Secure Checking account, you will receive the following coverage:
All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Bank on your own schedule with 24/7 access to check your balances, make transfers, pay bills, and more.
Use our app to access your account and even deposit checks with your smartphone or tablet — it’s just a tap away!
Enjoy Texas-sized access at over 5,000 credit union branches and over 85,000 AllPoint and CO-OP ATMs nationwide.34
We know things don’t always go as planned. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7
Plus, you can receive additional coverage with Courtesy Pay.8
If you accidentally overdraw your account, our range of overdraft protections options will have you covered.
No matter what stage in life you’re in, we’ve got you covered with articles, tips and financial advice to help you achieve your goals.
Lay a solid foundation with basic financial advice on budgeting, debt management, buying your first home, and more.
Tackle life as a team and win big with tips for maintaining your home, preparing for a baby, and more.
Plan for all of your goals with advice on saving for the future, making the most of your retirement, and planning your legacy.
 IDProtect®: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trust organizations and/or churches and their members, or schools and their employees/students.
 Secure Checking Insurance Programs: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
 Credit File Monitoring: Credit file monitoring may take several days to begin following activation.
 CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership. Shared ATM access is available to members immediately.
 Overdraft Transfer Fee: A fee of $5.00 is assessed for each automated transfer from a savings or line of credit to cover an overdraft; refer to our Insufficient Funds and Overdrafts terms for more information.
 Courtesy Pay: Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. Opting into Courtesy Pay covers checks and ACH transactions plus one-time debit and ATM transactions. Transactions exceeding your established limit (and other types of transactions) will not be covered. After 20 days negative, any remaining Courtesy Pay limit will not be accessible and the full negative account balance must be repaid within 30 days. An NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate fee charge of $30 each time First Service pays an overdraft.
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