The last thing anyone wants in this market is a payment they can't afford. What if we told you that is avoidable with our new Drive Smart Auto Loan? Don't lower your vehicle standards just to get an affordable payment - make it all possible with the Drive Smart Auto Loan from First Service.

Drive Smart Auto Loan Features

    Low Monthly Payments

    Reduced Risk of Negative Equity

    No Early Payoff Penalty

    Flexible Options During and at Loan Maturity

    Quick & Easy Loan Application

    Low Rates

Auto Loan Rates

Annual Percentage Rate138 Term Loan Amount Payment Example Per $1,000 Borrowed
As low as 4.74% Up to 36 months $29.87 per month per $1,000
As low as 4.74% Up to 48 months $22.92 per month per $1,000
As low as 4.74% Up to 60 months $18.76 per month per $1,000
As low as 4.99% Up to 72 months $20,000 and up $16.11 per month per $1,000

Drive Smart Auto Loan FAQs

The Drive Smart Auto Loan can be used to finance new and used cars and trucks up to five years old and with up to 30,000 miles.

The Drive Smart Auto Loan loan comes with several annual mileage options that cover most average drivers. There are options of 7,500, 10,000, 12,000, 15,000, and 18,000 miles per year available.

At loan maturity, you have several options for both upgrading and getting a new car or keeping the car. If you wish to upgrade, you can sell, trade in, or return the vehicle and simply walk away. If you wish to keep the vehicle, you can either refinance for a longer term or pay off the loan balance.

Unlike a lease, the Drive Smart Auto Loan gives you multiple options to trade-in, pay-off, refinance or sell your vehicle.

Protect Your New Ride

Ask your loan officer how to add MBP and GAP coverage.

    Mechanical Breakdown Protection

    Enjoy the peace of mind that comes with Mechanical Breakdown Protection (MBP) from First Service.14 MBP will cover repairs on your vehicle even after the manufacturer’s warranty has expired. Plus, you’ll get flexibility to take your car to any repair shop you choose — not just the dealership.

    Guaranteed Asset Protection

    Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.14