Hit the Open Water
Buying a boat has never been easier. When you apply, you can either let us know what you want or get pre-approved while you shop around. Either way, we want to help you get into the watercraft of your dreams!
How to Apply
It’s as easy as 1, 2, 3!
Get pre-approved for a boat loan. Apply online today. It only takes five minutes to complete our easy-to-use, secure application.
GET YOUR APPROVAL
Choose to have your approval and blank check mailed (we can overnight it to you) or pick it up at a branch location.
Head to the dealership with your pre-approval check and select the vehicle you want.
Agree on a price with the dealer, fill out the check, and drive away happy.
Boat Loan Rates
New boats and watercrafts: Maximum loan amount is up to 100% of purchase including tax, title, and license.
Used boats and watercrafts: Maximum loan amount is up to 100% of J.D. Power retail value including options
|Annual Percentage Rate15
||Payment Example Per $1,000 Borrowed
|As low as 5.99%
||Up to 60 months
||$7,500 and under
|As low as 6.24%
||Up to 72 months
||$7,501 - 15,000
|As low as 6.49%
||Up to 120 months
||$15,001 - 25,000
|As low as 6.74%
||Up to 132 months
||$25,001 - 35,000
|As low as 6.99%
||Up to 144 months
||$35,001 and greater
Calculate Your Monthly Payment
Get estimated rates and monthly payments that work for you.
How much do you need to borrow?
Down Payment Amount
For How Many Months?
CALCULATE MY PAYMENT
** Calculator uses floor rate to calculate monthly payments. Rates may differ depending on borrower creditworthiness and underwriting factors.
Your Estimated Monthly Payment Is $536.33 with as low as 5.99% APR15
APPLY IN MINUTES
Boat Loan Features
Quick & Easy Loan Application
Protect your boat with Guaranteed Asset Protection
Stay covered even if your current insurance does not pay for your entire loss in the case of an accident or theft. First Service’s Guaranteed Asset Protection (GAP) will pay off the rest of your loan if the cash value of your vehicle is less than your remaining balance, so you don’t get stuck paying the difference.14
Ask your loan officer how to add GAP coverage.