Bump Up CDs are a great way to start saving now and get more later with a one-time rate bump!
Whether you’re consolidating debt or making home renovations, a home equity loan with First Service will help pave the way for success.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Join us each month as we explore different financial topics and ways to enhance your financial future.
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Personal Loan Rates
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Personal Loan Features
Ways to Use
Depending on creditworthiness
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** Calculator uses floor rate to calculate monthly payments. Rates may differ depending on borrower creditworthiness and underwriting factors.
Your Estimated Monthly Payment
with rates as low as 16.99% APR
The Money You Need
Borrow from $1,000 up to $40,000 with no collateral required.
Low Fixed Interest Rates
Save money with low rates that won't change for the life of your loan.
Compare repayment terms up to 60 months with no prepayment penalties.133
Fast and Easy Application
Apply online in less than 10 minutes.
Convenient Online Access
Track and make payments on your loan in First Service Digital Banking.
No Payments Due for Up to 60 Days
Take up to 60 days before making your first payment.117
Take control of your finances by paying off higher interest debt with a low-rate personal loan.
Pay for Major Purchases
From medical bills to car repairs, make all of life's emergencies more manageable with a personal loan.
Make Home Repairs & Renovations
Use an affordable personal loan to tackle all the home improvement projects on your list.
Celebrate a Special Occasion
From weddings to quinceañeras, don't put off life's big moments. Make them possible with an affordable personal loan.
Plan a Vacation
With a personal loan, you can enjoy your dream getaway and avoid high interest credit card debt.
 Loan Rates: APR = Annual Percentage Rate. Loans subject to credit approval. Rate may differ depending on borrower creditworthiness and underwriting factors.
 Personal Loan Payment Terms: Personal loan repayment terms range from 12 to 66 months with products. This includes a 6 month term extension when adding credit life and/or credit disability. Max term in years usually increase per $1k.
 Personal Loan Term Examples: Based upon an A+ tiered credit, The payment on a $10,000 loan would be $205.15 per month by using the $20.52 per $1000 at a non-variable interest rate of 8.49% APR with a 60 month term. This equates to $12,308.87 over the life of the loan. Membership required with a $5 deposit to share account(placed on hold) and an additional $1 if checking account is opened.
 No Payments for 45 - 60 Days: This is a subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.
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