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Effective March 20, 2018, the monthly requirements to earn the higher dividend rate and ATM fee refunds will be as follows:

  • Have at least one direct deposit of $500 or greater
  • Make at least 12 debit card purchases of any kind

Beginning March 20, 2018, there will be a $4.95 monthly fee for High Yield Checking if you do not meet these monthly requirements or maintain an average daily balance of at least $1,000.

If you are not able to qualify each month, we recommend our Free Checking with Debit Rewards account, which will continue to have no monthly service fee.

Tired of your basic checking? Get more bang for your buck with a checking account that pays you money — and at an impressive rate!

Open a Checking Account

2.25% APY1

on qualifying balances up to $20,000

0.30% APY1

on qualifying balances over $20,000

0.01% APY1

on non-qualifying balances



  • Earn high dividends based on qualifying balances
  • ATM fee refunds1
  • NO minimum balances


It only takes a few simple steps to qualify for higher dividends and ATM fee refunds – and you’re probably already doing them:

  • Have at least one direct deposit of $500 or more
  • Make at least 10 signature-based debit card purchases that post and clear
  • Receive eStatements

Open a Checking Account

Account opening and membership are subject to approval. Account must enroll in eStatements to avoid a $3 processing fee per statement cycle. 1APY = Annual Percentage Yield. APY and terms accurate as of February 15, 2018 and may change after account is opened. Higher dividends are paid and ATM fees are refunded each month when account requirements are met: must have minimum $500 in direct deposits monthly, 10 signature-based Visa debit card transactions monthly required, and must receive monthly eStatements. ATM fees are refunded up to $4 per transaction not to exceed a cumulative limit of $12 per month.