Our checking accounts are designed with you in mind, giving you great benefits and convenient features to help you easily manage your money. No matter if you’re a spender or a saver, First Service has a checking account that’s right for you.
|Which Checking Account is right for you?||
Earn rewards points simply by using your Visa® debit card.
Get paid high dividends and ATM fee refunds.
|FREE Visa® Debit Card||✓||✓|
|Access to over 5,000 shared branches & nearly 30,000 FREE ATMs nationwide||✓||✓|
|FREE Online Banking with Bill Pay||✓||✓|
|FREE Mobile Banking with Mobile Deposit||✓||✓|
|Overdraft Protection & Courtesy Pay2||✓||✓|
|Earn rewards points||✓||—|
|Earn premium dividends3||—||✓|
|Get refunded any external ATM fees up to $12 per month4||—||✓|
|Minimum opening deposit||$1||$1|
|Monthly service charge with eStatements||$0||$0|
|OPEN A FREE CHECKING WITH DEBIT REWARDS ACCOUNT||OPEN A HIGH YIELD CHECKING ACCOUNT|
Need a second chance?
If you have a less-than-perfect banking history elsewhere, our Fresh Start Checking provides the ideal opportunity to rebuild your credit and gain additional rewards and account features after six months of good account management.
1 Account must enroll in eStatements to avoid a $3 processing fee per statement cycle. 2 Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. A $30 fee will be charged for each check, debit/ATM card, wire, ACH, or similar transaction if account becomes overdrawn. Transactions exceeding your established limit (and other types of transactions) will not be covered. After 20 days negative, any remaining courtesy pay limit will not be accessible and the full negative account balance must be repaid within 30 days. 3 Dividends paid when account requirements are met: must have minimum $500 in direct deposits monthly, 10 signature-based Debit Visa transactions monthly required, and must receive monthly eStatements. 4 Account requirements must be met. ATM fees are refunded up to $4 per transaction not to exceed a cumulative limit of $12 per month.