Discovery Youth Accounts are a great way for kids to manage money, earn dividends and get rewarded for good grades.
Learn the six easy steps to buy your first or next home with our free Home Ownership Workshop the second Saturday of every month.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Avoid common and costly mistakes when you follow our helpful guide to buying a car or truck.
Nearly 30,000 ATMs and over 5,000 shared branches mean you have access to your money from coast to coast.
Overview
Features
Convenience
Our Navigator Checking is jam-packed with bonus features to kick start your teen's financial future. There’s no monthly service charge and no minimum balance requirement. And they’ll earn cash for good grades each semester and even be entered to win cool prizes with our Semester Sweepstakes.
No Minimum Balance
Start their account with just $1 and enjoy no minimum balance requirement.
Free Visa® Debit Card
Use your card or pair with digital wallets to make secure and simple purchases worldwide.
Get Paid for Grades
Teens get rewarded for their hard work by earning up to $10 for passing all subjects.47
Semester Sweepstakes
When your teen get paid for grades, they’ll be entered in a sweepstakes to win a cool prize, up to $300 in value.48
Free eStatements
Receive statements electronically for quick access.
Federally Insured
Funds are federally insured up to $250,000.
All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Bank on your own schedule with 24/7 access to check your balances, make transfers, pay bills, and more.
Learn More
Use our app to access your account and even deposit checks with your smartphone or tablet — it’s just a tap away!
Enjoy coast-to-coast access at over 5,000 credit union branches and nearly 30,000 free ATMs nationwide. That's Texas-sized access.34
[47] Discovery Youth Accounts - Semester Earnings: Account holder must pass all subjects/classes to receive Semester Earnings. Semester Earnings calculation is subject to approval. Semester Earnings will be deposited into the child’s Discovery Account. Account holders may only receive Semester Earnings once per semester. See the complete rules for more details.
[48] Discovery Youth Accounts - Semester Sweepstakes: No purchase necessary. Must have permission of parent or guardian if under the age of 18. All eligible automatic and manual entries, as provided in the Official Contest Rules, must be received before each January 31 for the fall semester and before each July 31 for the spring semester. By submitting an entry, you agree to be bound by the Official Rules. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.
[34] CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership.
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