Earn more than average — because you’re more than average.

Earn 37 times the national average rate of return with High Yield Checking. Why earn less when you can earn more? Put your money to work for you and enjoy ATM fee refunds and no minimum balance requirement, while you’re at it.

Introducing a checking account that pays you money — now, that’s impressive!

OPEN NOW

High Yield Checking Rates

Rates

2.25

%

APY50

On qualifying balances $0.00 - $20,000

0.30

%

APY50

Qualifying balances over $20,000

0.01

%

APY50

Non-qualifying balances

How to Qualify for Higher Dividends and ATM Fee Refunds

It only takes two simple steps to qualify for higher dividends and ATM fee refunds – and you’re probably already doing them:

  1. Have at least one direct deposit of $500 or more.

  2. Make at least 12 debit card purchases that post and clear.

If you don’t meet the monthly account requirements listed above or maintain an average daily balance of at least $1,000, a monthly fee of $4.95 will be assessed.

High Yield Checking Features

    High Dividends

    Earn high dividends on qualifying balances.5  

    ATM Fee Refunds

    Receive up to $12 in ATM refunds each month.5

    Free Visa® Debit Card

    Make secure purchases worldwide and everywhere Visa’s accepted.

    Free eStatements

    View your statements easily online with free eStatements.4

    Federally Insured

    Your funds are federally insured up to $250,000.

Bank Your Way

All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.

Overdraft Protection

We know things don’t always go as planned. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7  Plus, you can receive additional coverage with Courtesy Pay.8  If you accidentally overdraw your account, our two overdraft protections options will have you covered.