Discovery Youth Accounts are a great way for kids to manage money, earn dividends and get rewarded for good grades.
Whether you’re purchasing a new or used vehicle or simply looking to refinance your current vehicle, First Service can help you explore your new adventure with ease.
Take advantage of a complimentary consultation with one of our Financial Advisors to discuss your goals and help you plan for the future.
Did you know your First Service membership may help you save on your car insurance? Check out the TruStage Auto Insurance Program to see what you might save.
Leave high fees and hassle behind with our business checking accounts. We’ll take care of the details while you take care of business.
Avoid common and costly mistakes when you follow our helpful guide to buying a car or truck.
Nearly 30,000 ATMs and over 5,000 shared branches mean you have access to your money from coast to coast.
Bank Your Way
Get money back by trading in your debit reward points for cash deposited into your account.
Use your reward points for gift cards to popular stores and restaurants like Best Buy®, Chili’s®, Amazon.com®, and more.
Choose from thousands of items — from electronics and clothing to accessories. Have your items shipped or pick them up at participating retailers.
Ready for a vacation? Redeem your reward points for airline tickets,
hotel rooms, and more.
Enjoy a fun night out! Trade in your points for tickets to shows, sports events, movies, and more.
Looking to do some good? Your debit reward points can be converted to a cash donation to our preferred charity, the You First Foundation.
All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.
Bank on your own schedule with 24/7 access to check your balances, make transfers, pay bills, and more.
Use our app to access your account and even deposit checks with your smartphone or tablet — it’s just a tap away!
Enjoy coast-to-coast access at over 5,000 credit union branches and nearly 30,000 free ATMs nationwide. That's Texas-sized access.34
Earn 1 point for every dollar you spend with your debit card.
No Monthly Fee
Save your money for what matters with no monthly service charge.
No Minimum Balance
Start your account with just $1 and enjoy no minimum balance requirement.
Free Visa® Debit Card
Use your card or pair with digital wallets to make secure and simple purchases worldwide.
Receive your statements electronically for quick access.4
Your funds are federally insured up to $250,000.
We know things don’t always go as planned. That's why your account gives you two ways to help you avoid overdrafts. You can create an extra line of defense for your account, by linking it to a savings account or line of credit.7
Plus, you can receive additional coverage with Courtesy Pay.8
If you accidentally overdraw your account, our two overdraft protections options will have you covered.
 CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership.
 Paper Statement Fee: A recurring fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule for details. To avoid the paper statement fee, log in to Digital Banking to change your statement preference to eStatements.
 Overdraft Transfer Fee: A fee of $5.00 is assessed for each automated transfer from a savings or line of credit to cover an overdraft; refer to our Insufficient Funds and Overdrafts terms for more information.
 Courtesy Pay: Courtesy Pay is subject to a 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. Opting into Courtesy Pay covers checks and ACH transactions plus one-time debit and ATM transactions. Transactions exceeding your established limit (and other types of transactions) will not be covered. After 20 days negative, any remaining Courtesy Pay limit will not be accessible and the full negative account balance must be repaid within 30 days. An NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate fee charge of $30 each time First Service pays an overdraft.
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