Get a checking account that rewards you.

Whether you’re opening your first checking account or looking to earn higher-than-average dividends, First Service Credit Union has you covered with great rewards and convenient features to help you easily manage your money.


Compare Checking Accounts

Free Checking with Debit RewardsLEARN MOREHigh Yield CheckingLEARN MORENavigator CheckingLEARN MOREFresh Start CheckingLEARN MORE
Access to over 5,000 shared branches & nearly 30,000 FREE ATMs nationwide34YesYesYesYes
FREE Visa® Debit CardYesYesYesYes
FREE Online Banking with Bill PayYesYesYesYes
FREE Mobile Banking with Mobile DepositYesYesYesYes
FREE eStatementsYesYesYesYes
Overdraft Protection Transfer7YesYesYesYes
Courtesy Pay8YesYesNoNo
Earn rewards pointsYesNoNoNo
Earn high dividends50NoYesNoNo
Get refunded any external ATM fees up to $12 per month46NoYesNoNo
Earn cash for good grades47NoNoYesNo
Minimum opening deposit$1$1$1$1
Monthly service charge


$4.95 or $0 when the following monthly qualifications are met:

• Have at least one direct deposit of $500 or greater AND at least 12 debit card purchases


• Maintain a balance of $1,000 or greater



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Bank Your Way

All First Service checking accounts give you the convenient tools you need to manage your account — anytime, anywhere.